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Making quality financial services available to poor households is not a new goal. Yet, the best estimates suggests that a quarter of the world is unbanked ... Read more →
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The Sentinel Project: Keeping watch on the future of microfinance, through an investigation into how leading MFIs weigh their choices and make decisions during the Covid-19 pandemic. Stay tuned for early project findings.
Small Firm Diaries: A global financial diaries project to shed light into the hidden lives of small firms, through interviews with more than 1000 firms in 7 countries. Learn more.
US Financial Diaries: We tracked 235 low- and moderate-income households over the course of a year to collect highly detailed data on how families manage their finances on a day-to-day basis. Explore our findings.
Increasingly powerful AI tools are enabling malicious actors to target financial services systems and institutions the world over. Recently the IMF found cyber-enabled fraud has nearly tripled with losses falling hardest on developing countries. And that was before a new generation of AI models powerful enough to spur an emergency meeting between the US Federal Reserve and the CEOs of the largest banks in the world. These emerging threats are in no way confined to large multinational banks however. AI lowers the costs of cyberattacks, increasing the number of organizations at risk including CDFIs in the US, MFIs around the world, mobile money systems and fintechs focused on lower-income customers.