Week of November 3, 2014

1. Business Training:  Previous evaluations show the effectiveness of business training programs is mixed at best.  But a new paper finds (as with most things in life) it helps to have a friend.  The World Bank - Development Impact 

2. MFIs:  Can financial service providers address domestic violence among microfinance clients?  CFI

3. Savings:  In India, MFIs that offer savings products have a chicken and egg problem – they struggle to attract savings because their clients don't perceive them as a savings provider.  MicroSave

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Week of October 27, 2014

1. Financial Inclusion:  Lisa Servon asks: Are banks too expensive to use? The New York Times

2. Savings:  A newly launched micro-pension platform in India links employers and domestic workers to a streamlined enrollment process for a National Pension Scheme product. CFI

3. Human-Centered Design:  Seven human-centered design projects in eight countries testing 30 prototypes for 175 concepts for financial products or services. All in one report. CGAP

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Week of October 20, 2014

1. Financial Inclusion: Dean Karlan asks: If microcredit has reached maturity, what's next for the financial inclusion movement? SSIR

2. Impact Evaluations:  It may take a long time, a really long time, to see the impact of development interventions. The World Bank - African Can End Poverty

3. Housing:  As much as 70 percent of the world’s population uses “incremental building,” a process of slowly improving shelter by adding components of a house. A new report looks at how to better serve these customers with housing-related financial products. SEEP Network

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Week of October 6, 2014

1. Financial Inclusion: India’s vision of boosting financial inclusion by building thousands of bank branches may be inadequate if those branches actively prevent customers from purchasing low-cost products.  IFMR

2. Insurance:  How can small firms protect themselves against risks and continue with expansion plans even in an environment of uncertainty?  The World Bank - Development Impact

3. Housing:  A new study finds that relative to homeowners, renters in the U.S. comprise a financially fragile population that is burdened by debt and lacks emergency savings. FINRA

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Week of September 29, 2014

1. Savings:  How do you build credit without a bank account?  One strategy is linking savings group activity to credit bureaus and formalizing invisible financial activitythat already occurs in many households, including those in the U.S. Financial Diaries project. Vox

2. Financial Inclusion: What explains Latin America's financial inclusion gap? Poor-quality institutions, income inequality, and low educational achievements. Center for Global Development

3. Microcredit:  Smart Campaign responds to the recent debate on responsible pricing and self-regulation from the 17th Microcredit Summit in Mexico. NextBillion

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Week of September 22, 2014

1. Impact Evaluations:  Most impact evaluations look at interventions to improve the lives of the poor, but are they actually making poor people’s lives better? The World Bank - Development Impact

2. Financial Inclusion:  Elisabeth Rhyne reminds us the recipe for digital financial inclusion (technology + efficient delivery models + effective regulation) is easier said then done, even when a country has all of the "ingredients" in place.  Center for Financial Inclusion

3. Retail Banking:  Walmart announced it now offers customers a low-cost checking account product through a partnership with GoGreen.  The new "GoBank" accounts have no overdraft fees or minimum balance requirements. TechCrunch

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Week of September 15, 2014

1. Credit:  In 2013, 4 million workers, or about 3% of all employees, had wages garnished for a consumer debt in 2013 - sometimes at rates of up to 25% per paycheck. ProPublica

2. Poverty in the US:  The poverty rate in the US dropped for the first time since 2006, but the number of Americans living in poverty remains the same. US Census Bureau

3. Microfinance:  MFIs in West Africa respond to Ebola outbreak. While some are suspending operations, others are granting loan forgiveness, or spreading preventive information to their communities. CFI

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Week of September 8, 2014

1. Payments:  Will Apple's new payments software usher in the digital wallet revolution? The New York Times

2. Microcredit:  The opening session of the 2014 Microcredit Summit dared to ask why microloan prices—and profits—are so high in Mexico. NextBillion

3. India:  As of 2012, 680 million Indians lack the means to meet basic needs - more than 2.5 times the population below the official poverty line.  McKinsey & Company

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Week of September 1, 2014

1. Sustainable Development Goals:  FAI affiliate Michael Clemens reacts to the inclusion of migration policy in the latest draft of the UN's SDGs... Center for Global Development

2. Immigration:  ...while David Roodman evaluates the domestic economic impact of migration for receiving countries.  David Roodman

3. Payments: Together with MasterCard, Nigeria began the pilot phase of its new eID program, which combines biometric-based identification with an electronic payment system. AllAfrica

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