Thanks to the generosity of the Citi Foundation, the US Financial Diaries is proud to announce a blog and webinar series in partnership with Stanford Social Innovation Review. The series will look at the financial lives of working Americans and offer new insights for designing policies, programs, and products that can better meet their needs.
The first blog post focuses on how the financial lives of Americans have changed in the past 30 years and why the programs, policies, and products designed to help them need to change too. The second post discusses why growing income and expense volatility make it difficult for households to build assets, even with relatively high savings rates.
You can read both blog posts, and register for January 21st webinar, here.
Editor’s Note: I’m going to assume that you are seeing plenty of AI content (news and papers, not AI slop, though I’m sure you’re getting plenty of that too) from other sources, so I’m trying to think hard about the marginal value that the faiV can provide. As far as I’ve gotten so far: a) make sure that directly AI-related content does not take up more than 2 of the 5 items, and b) try to focus specifically on the cybersecurity issue for financial inclusion. Beyond that, I’m open to feedback on the value you get from the faiV in relation to AI to help guide us in the future. On a different note, I’ll be making a brief cameo appearance at the e-MFP Inclusive Finance Conference to moderate the opening plenary. If you haven’t registered, do so and I hope to see you there! - Tim Ogden