Thanks to the generosity of the Citi Foundation, the US Financial Diaries is proud to announce a blog and webinar series in partnership with Stanford Social Innovation Review. The series will look at the financial lives of working Americans and offer new insights for designing policies, programs, and products that can better meet their needs.
The first blog post focuses on how the financial lives of Americans have changed in the past 30 years and why the programs, policies, and products designed to help them need to change too. The second post discusses why growing income and expense volatility make it difficult for households to build assets, even with relatively high savings rates.
You can read both blog posts, and register for January 21st webinar, here.

Editor's Note:
If you were hoping that the faiV would be a pleasant distraction from the overwhelming flow of AI-related content, sorry. For the record, the faiV had “ai” built in before Anthropic existed. And a housekeeping note: we’ve finally jumped ship from Mailchimp to NYU’s mailing platform—I guess if you’re reading this it’s been a seamless transition and if you’re not, well, you’re not. Feedback on the faiV’s content and format and delivery methods is always welcome, just drop me an email.
- Tim Ogden