1. Migration and Finance: We wanted to include a story on how refugees are financing their migration *and managing payments* but we couldn't find any. Do you know of one? Tweet it to us - @financialaccess.
2. Cash Transfers: Data from The Cash Atlas, an online platform that tracks cash transfers, suggests transfers are a growing (but still small) component of humanitarian interventions but are mostly conditional and/or mixed with in-kind transfers. Center for Global Development
3. US Financial Diaries: "Six months a year the [USFD] households we tracked had income that was either 20 percent above or below their average. So even the concept of average [income] is meaningless.” Next City
4. Investing in SMEs: David McKenzie shares the results from an evaluation of a Nigerian business plan competition that awarded $50,000 in cash grants--more than half of winners were randomly chosen from semi-finalists. Winners not only had higher profits but were more likely to hire several works and stay in business. The World Bank
5. Asset Building: A new report reviews the counterproductive nature of many US financial assistance programs - essentially, households have to remain poor to avoid becoming even poorer. American Progress

Editors’ Note: Hi, Laura and Jonathan here. A few of the pieces this week come from people who spent years up close with how poor households actually handle money, and keep coming back with something more tangled than the story usually told, and more persistent. Tim will be back for the next edition. - Laura Freschi and Jonathan Morduch