Week of September 22, 2014

1. Impact Evaluations:  Most impact evaluations look at interventions to improve the lives of the poor, but are they actually making poor people’s lives better? The World Bank - Development Impact

2. Financial Inclusion:  Elisabeth Rhyne reminds us the recipe for digital financial inclusion (technology + efficient delivery models + effective regulation) is easier said then done, even when a country has all of the "ingredients" in place.  Center for Financial Inclusion

3. Retail Banking:  Walmart announced it now offers customers a low-cost checking account product through a partnership with GoGreen. The new "GoBank" accounts have no overdraft fees or minimum balance requirements. TechCrunch

4. Payments:  Japan to the US: "Using your phone to buy stuff? We’ve been doing that for years." Time Money

5. Data and Tech: Conversations around the collection and storage of personal data usually center around privacy concerns. But a life off of the grid is not necessarily a good thing - the "data divide" can create inequalities for communities and individuals. Data Innovation

August 13, 2026

Financial Access Initiative

The Massive DDoS Edition

Editor's Note:

If you were hoping that the faiV would be a pleasant distraction from the overwhelming flow of AI-related content, sorry. For the record, the faiV had “ai” built in before Anthropic existed. And a housekeeping note: we’ve finally jumped ship from Mailchimp to NYU’s mailing platform—I guess if you’re reading this it’s been a seamless transition and if you’re not, well, you’re not. Feedback on the faiV’s content and format and delivery methods is always welcome, just drop me an email.

- Tim Ogden

July 1, 2026

The Same As It Ever Was Edition

Editors’ Note: Hi, Laura and Jonathan here. A few of the pieces this week come from people who spent years up close with how poor households actually handle money, and keep coming back with something more tangled than the story usually told, and more persistent. Tim will be back for the next edition. - Laura Freschi and Jonathan Morduch

June 26, 2026

Laura Freschi and Timothy Ogden

Financial inclusion’s efficiency is now exposure: Four notes from the faiVLive webinar on emerging AI cyberthreats

The idea for this conversation was born from alarm. At the news that the US Treasury Secretary and the Chair of the Federal Reserve had called a meeting with the CEOs of the twenty largest banks in America to talk about threats to the financial system from emerging frontier AI models, Tim had questions: what about the community banks, the credit unions, and the CDFIs—the financial institutions that serve low-income communities and small businesses in America? When will they be invited to the meetings on how to defend their systems against AIs that can exploit software vulnerabilities with unprecedented ease and speed? And globally, are the regulators in middle-income and developing countries also holding meetings to discuss how they can defend against these threats? Will those meetings include anyone beyond the largest banks?

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