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      <image:title>Blog - Welcome to Today's faiVLive: Building an Inclusive Financial System - Make it stand out</image:title>
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  </url>
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    <loc>https://www.financialaccess.org/blog/2015/8/5/thriving-but-still-vulnerable-in-the-us</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438801888062-N68824DC018BO94HINOZ/image-asset.jpeg</image:loc>
      <image:title>Blog - Thriving but Still Vulnerable in the US</image:title>
      <image:caption>Photo credit: Robin Holland</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/5/new-usfd-household-profile</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-05</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438801715328-PL11N14OAP7YG49W9RZR/image-asset.jpeg</image:loc>
      <image:title>Blog - New USFD Household Profile</image:title>
      <image:caption>Photo credit: Juan Carlos</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/5/financial-access-101-why-savings-groups-work</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-05</lastmod>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/8/5/nyt-in-lending-circles-a-roundabout-way-to-a-higher-credit-score</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-05</lastmod>
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    <loc>https://www.financialaccess.org/blog/2015/8/5/financial-access-101-intro-to-savings-groups</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-05</lastmod>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/8/5/new-usfd-household-profile-highlights-yearly-budgeting-with-seasonal-income</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-05</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/new-from-usfd-profile-of-a-single-moms-financial-balancing-act</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/usfd-project-releases-new-report-on-informal-finance</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/8/3/fais-jonathan-morduch-on-the-hidden-tragedy-of-the-poor</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/8/3/video-whats-behind-door-3-investment-in-migration-for-the-worlds-poor</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/studying-cash-flow-patterns-to-design-better-loans-in-myanmar</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/every-dollar-in-every-dollar-out</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/a-tale-of-two-studies-measuring-womens-empowerment-then-and-now</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/8/3/high-touch-or-low-touch-how-to-reach-new-microinsurance-customers</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438656207943-9I2CNJ8JFY8LX93JVV2H/image-asset.jpeg</image:loc>
      <image:title>Blog - High Touch or Low Touch: How to Reach New Microinsurance Customers?</image:title>
      <image:caption>Source:  The MILK Project of the MicroInsurance Centre</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/harvards-new-entrepreneurial-finance-lab</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438655942309-TTUVM8HV2VR9PJUIZIN6/image-asset.png</image:loc>
      <image:title>Blog - Harvard’s New Entrepreneurial Finance Lab</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/meet-the-bangladesh-project-team</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438655706102-ABYYY134RTFS8YJ1CPHR/image-asset.jpeg</image:loc>
      <image:title>Blog - Meet the Bangladesh Project Team</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/migration-remittances-income-the-world-bankand-legos</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/a-hard-look-at-soft-commitments</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438655279557-53F7EJXP8KV0M8Q7B8LW/image-asset.jpeg</image:loc>
      <image:title>Blog - A Hard Look at Soft Commitments</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/a-word-of-warning-on-postal-banking</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/8/3/when-it-comes-to-cash-transfers-the-medium-matters</loc>
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    <lastmod>2015-08-04</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438655065748-L6C4JH0HCN3IP9O9XGQV/image-asset.jpeg</image:loc>
      <image:title>Blog - When It Comes to Cash Transfers, the Medium Matters</image:title>
      <image:caption>Photo credit:  The Gates Foundation</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/in-mexico-nave-consumers-get-bad-loan-information</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438654941175-6MZ16X86GNVLUVVC27QI/image-asset.png</image:loc>
      <image:title>Blog - In Mexico, Naïve Consumers Get Bad Loan Information</image:title>
      <image:caption>Source: From study author Xavier Giné’s presentation at the Financial Capability Conference, Lima</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/bringing-financial-services-to-illiterate-populations</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438654625648-YZFSSKHWHO77RO26F7UJ/image-asset.jpeg</image:loc>
      <image:title>Blog - Bringing Financial Services to Illiterate Populations</image:title>
      <image:caption>Photo credit: Renuka Motihar for American Center Mumbai</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/when-financial-awareness-doesnt-lead-to-financial-access</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438654529853-V11UC0O9NA2I0CNMW3EI/image-asset.jpeg</image:loc>
      <image:title>Blog - When Financial Awareness doesn’t lead to Financial Access</image:title>
      <image:caption>From World Bank Policy Research Paper  6025, “Measuring Financial Inclusion: The Global Findex Database” by Asli Demirguc-Kunt and Leora Klapper.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/when-regulators-and-remittances-collide-migrants-lose-out</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438654200899-YNFDPGXGT6G72P0CX9XC/image-asset.jpeg</image:loc>
      <image:title>Blog - When Regulators and Remittances Collide, Migrants Lose Out</image:title>
      <image:caption>Source: Report on the Remittance Agenda of the G20, The World Bank, 2014</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438654263134-1U07ZFPEETLR9GKBBXLB/image-asset.jpeg</image:loc>
      <image:title>Blog - When Regulators and Remittances Collide, Migrants Lose Out</image:title>
      <image:caption>Source: Competition and Remittances in Latin America: Lower Prices and More Efficient Markets, IADB and OECD, 2007</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/recommended-on-medium-migration-as-a-strategy-for-household-finance</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/8/3/whats-in-it-for-me-putting-research-to-practical-use</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/reimagining-the-brain-gain</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/fais-jonathan-morduch-delivers-wagtalk-on-us-financial-diaries</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/grants-double-income-but-not-empowerment-for-ultra-poor-in-uganda</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/what-to-read-on-agriculture-microfinance</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438371750053-D6ZTGZFDRYDNPZVGDPUB/image-asset.jpeg</image:loc>
      <image:title>Blog - What to Read On Agriculture Microfinance</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/being-poor-above-the-poverty-line</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438371483540-WBEHA1VPJQFM5XV67UQ5/image-asset.jpeg</image:loc>
      <image:title>Blog - Being Poor Above the Poverty Line</image:title>
      <image:caption>Olivia and Jose Aguilar in front of their niece's home in Modesto. Photo by E. Tammy Kim and Lam Thuy Vo</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438371508507-DOKOSAYX2IPLUEBAEJ14/image-asset.jpeg</image:loc>
      <image:title>Blog - Being Poor Above the Poverty Line</image:title>
      <image:caption>Source: Insight Center for Community Economic Development</image:caption>
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    <loc>https://www.financialaccess.org/blog/2015/7/31/how-to-increase-formal-savings-for-the-papad-makers-of-dharavi-slum</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
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      <image:title>Blog - How to Increase Formal Savings for the Papad-Makers of Dharavi Slum</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438371321698-LGT5MCEUIDU59P5OFPNZ/image-asset.jpeg</image:loc>
      <image:title>Blog - How to Increase Formal Savings for the Papad-Makers of Dharavi Slum</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438371336562-SI7X0EPI109UPPGHCUKD/image-asset.jpeg</image:loc>
      <image:title>Blog - How to Increase Formal Savings for the Papad-Makers of Dharavi Slum</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438371350073-O2FN9H1ROQYFYM23XQ4M/image-asset.jpeg</image:loc>
      <image:title>Blog - How to Increase Formal Savings for the Papad-Makers of Dharavi Slum</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/the-elusive-benefits-of-training</loc>
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    <lastmod>2015-07-31</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/competition-yields-7-pilot-mobile-money-projects</loc>
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    <lastmod>2015-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438370927639-ZI2MYSOEQVRYZV05DJVA/image-asset.jpeg</image:loc>
      <image:title>Blog - Competition Yields 7 Pilot Mobile Money Projects</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/the-economist-vs-the-snowball</loc>
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    <lastmod>2015-07-31</lastmod>
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      <image:title>Blog - The Economist vs. The Snowball</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/walmart-is-coming-for-your-banks</loc>
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    <lastmod>2015-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438370670443-J8M95TTDBAFJ3X1YF94D/image-asset.jpeg</image:loc>
      <image:title>Blog - Walmart is Coming for Your Banks</image:title>
    </image:image>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/7/31/commitments-to-save-effective-but-dangerous</loc>
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    <priority>0.5</priority>
    <lastmod>2015-08-07</lastmod>
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      <image:title>Blog - Commitments to Save - Effective but Dangerous?</image:title>
      <image:caption>Photocredit</image:caption>
    </image:image>
  </url>
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    <loc>https://www.financialaccess.org/blog/2015/7/31/is-there-hope-for-financial-literacy-training-if-we-reach-the-right-people-at-the-right-time</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/redesigning-the-corner-bankfor-rich-and-poor</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/fish-oil-heart-disease-microcredit-womens-empowerment</loc>
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    <lastmod>2015-07-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438370063372-58ZH79CE2SQYY5XTV0BS/image-asset.png</image:loc>
      <image:title>Blog - Fish Oil : Heart Disease :: Microcredit : Women’s Empowerment?</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/is-piketty-too-pessimistic-on-financial-development-and-inequality</loc>
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    <lastmod>2015-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438369927283-CFMM224ZM896J1M6PF9E/image-asset.jpeg</image:loc>
      <image:title>Blog - Is Piketty too Pessimistic on Financial Development and Inequality?</image:title>
      <image:caption>Source: Chart adapted from Piketty’s originals by The New Yorker</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/but-is-it-scalable-some-good-news-on-digital-payments-for-large-government-programs</loc>
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    <priority>0.5</priority>
    <lastmod>2015-07-31</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438369772981-529UEXD3TKG32GQKPII7/Bangladesh.jpg</image:loc>
      <image:title>Blog - “But Is It Scalable?” Some Good News on Digital Payments for Large Government Programs</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/everybodys-doing-it-peer-effects-in-mobile-money-adoption</loc>
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    <lastmod>2015-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438369547114-6937J2AVQQ3X9UG8F8XY/image-asset.jpeg</image:loc>
      <image:title>Blog - Everybody’s Doing It: Peer Effects in Mobile Money Adoption</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/new-remittance-data-ripe-for-analysis</loc>
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    <lastmod>2015-07-31</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438369278028-8AM8GBAID3EPP1O1YRCD/image-asset.png</image:loc>
      <image:title>Blog - New Remittance Data, Ripe for Analysis</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/blog/2015/7/31/bangladeshs-bkash-adoption-puzzle</loc>
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    <priority>0.5</priority>
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    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/bbc7ef51-b0c7-497d-a7db-bb175d993b2d/Screen+Shot+2024-05-20+at+12.51.25+PM.png</image:loc>
      <image:title>The faiV - The Never Believe Me Edition - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2024/4/16/the-regulation-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1712064351464-YJPYE3OIG9B713LCZOT1/The+faiV+logo+and+tagline.png</image:loc>
      <image:title>The faiV - The Regulation Edition - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/0742d805-a183-4737-b854-9d97ed1d3ab8/Screen+Shot+2024-04-16+at+1.51.35+PM.png</image:loc>
      <image:title>The faiV - The Regulation Edition - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2024/4/2/the-faiv-the-diptych-and-no-fools-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2024/3/18/small-firm-diaries-global-findings-what-we-learned-whats-next</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-03-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/0ce8af1a-a3a7-4dfc-b6b1-64ec8701e815/SFD+Global+faiVLive+w+Panelists.png</image:loc>
      <image:title>The faiV - Small Firm Diaries Global Findings: What We Learned, What's Next - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2024/3/18/the-everything-old-is-new-again-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/da4bbd57-58d4-493c-a7f0-6121df35b2eb/2efD6-monthly-revenue-for-two-small-firms.png</image:loc>
      <image:title>The faiV - The Everything Old is New Again Edition - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2024/2/19/the-trifecta-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2024/2/9/the-turn-in-your-damn-reports-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/229a5a63-16fa-445e-a2dd-0a4ca962cc19/Screen+Shot+2024-02-05+at+3.46.29+PM.png</image:loc>
      <image:title>The faiV - The Turn In Your Damn Reports Edition - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2024/2/5/the-you-seem-vaguely-familiar-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2024-04-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/229a5a63-16fa-445e-a2dd-0a4ca962cc19/Screen+Shot+2024-02-05+at+3.46.29+PM.png</image:loc>
      <image:title>The faiV - The You Seem Vaguely Familiar Edition - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2022/6/7/microfinance-meets-pandemic-two-years-later-two-years-from-now</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-28</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2022/4/27/the-financial-and-digital-literacy-gap-its-a-trap</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-28</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2022/2/18/part-2-from-m-pesa-to-dogecoin-to-the-digital-naira-the-role-of-digital-money-in-financial-inclusion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-28</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/12/16/faivlive-from-m-pesa-to-dogecoin-to-the-digital-naira-the-role-of-digital-money-in-financial-inclusion</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-07-28</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/09/22/faivlive-building-an-inclusive-financial-system</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/06/23/faivlive-when-is-fintech-pro-poor</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/6/11/the-twilight-zone-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-08-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1623420540089-QF039X4I1DA5YETTIIFN/5d1ff454-f06b-0d58-f7e0-d1ee30551f71.jpeg</image:loc>
      <image:title>The faiV - The Twilight Zone Edition - Make it stand out</image:title>
      <image:caption>Via Pam Jakiela, from Randall Munroe aka @xkcd. I'm so in awe of this that I'm considering making it the permanent graphic of the week.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/3/8/the-wage-garnishment-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-06-11</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/03/02/faivlive-accounting-for-the-gender-profit-gap</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/2/22/the-3rd-gen-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-03-08</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2021/10/28/faivlive-webinar-how-low-income-households-save-and-can-we-help</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/10/23/week-of-october-23rd-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-10-23</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/9/16/faivlive-servicios-financieros-digitales-y-la-inclusin-financiera-en-amrica-latina</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/8/21/weekly-of-september-14</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-25</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/8/21/weekly-of-august-21st-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-25</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/7/27/week-of-july-25th-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-07-27</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/6/30/week-of-june-26th-2020-faivlive</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-30</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/06/23/faivlive-digital-financial-services-inclusion-exclusion-and-the-future-of-pro-poor-fsps</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/5/29/week-of-may-29th-2020-g5ddw</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-18</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/5/29/week-of-may-29th-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-16</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/5/12/week-of-may-11th-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1589294944311-AMVL1YMKJ7TTVZIW6VJW/faiv+5-11.png</image:loc>
      <image:title>The faiV - Week of May 11th, 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/4/28/week-of-april-27-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1588088034905-STDLEGYOYHNTTZP7FMU3/EWoQGNHXQAAiFI2.png</image:loc>
      <image:title>The faiV - Week of April 27, 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/04/10/faivlive-microfinance-and-covid-19</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/6/30/week-of-april-10th-2020-faivlive</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-30</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/4/3/week-of-march-30-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1585938925207-KZY1AC0Y7G8AURBHME4N/faiv+4.3.png</image:loc>
      <image:title>The faiV - Week of April 3, 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/3/23/week-of-march-23-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-17</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/02/20/faivlive-the-truth-about-sme-training</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2022-03-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/4/20/week-of-february-20-2020-faivlive</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-06-29</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/2/18/week-of-january-31-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1582056466530-CY1NTRGO2HLUDG08ZLVE/faiV+01-31.png</image:loc>
      <image:title>The faiV - Week of January 31, 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/2/18/week-of-january-24-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1582055976567-C5EO6MG2ETO1POD50BRF/faiV+01-24.jpg</image:loc>
      <image:title>The faiV - Week of January 24, 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/2/18/week-of-january-10-2020</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1582055345013-CLBMY8FFBXGZOWIG32HN/faiV+01-10.png</image:loc>
      <image:title>The faiV - Week of January 10, 2020</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2020/2/18/week-of-december-13-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2020-04-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1582035710541-RE21GNB3BU24IHQ7OS9V/image-asset.png</image:loc>
      <image:title>The faiV - Week of December 13, 2019</image:title>
      <image:caption>Fixing algorithms is easier than fixing people. Mostly.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/12/10/week-of-december-6-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-12-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1575986249241-9NZUUT963EPGA9YM949R/no+interest.png</image:loc>
      <image:title>The faiV - Week of December 6, 2019</image:title>
      <image:caption>When asymmetric information becomes symmetric.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/11/22/week-of-november-21-2019-s654x</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-11-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1574456296569-UMP5JRY4RAP5R5VYQRMI/Dial.png</image:loc>
      <image:title>The faiV - Week of November 21, 2019</image:title>
      <image:caption>Ever wonder what technology change looked and felt like in the early 20th century? Wonder no more. Apparently the move to dial telephones (as opposed to the operator based system) required lengthy movies to explain.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/11/12/week-of-november-12-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-11-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1573610743842-KYPM3V6LZ5AP21PDLY19/Nov+12+video.png</image:loc>
      <image:title>The faiV - Week of November 12, 2019</image:title>
      <image:caption>Part of the reason I didn't get this edition of the faiV out on Friday was that I spent the day last Thursday at the NYU Development Research Institute conference on external validity of experiments, and well, my brain still hurts. I'm hoping I can share more about it as video and slides become available. But in the meantime, here's a different video of one of the speakers, Michael Kremer, in conversation with David Evans at CGD.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/10/26/week-of-october-25-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-10-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1572142356091-XB9G09M8YYQJZ8BIZC1L/infant+deaths.png</image:loc>
      <image:title>The faiV - Week of October 25, 2019</image:title>
      <image:caption>I'm not widely known for sharing good news, but I try to do it when I come across it. This map based on extensive work (the author list extends to about 4 scrolls) to document Under 5 Mortality Rates sub-nationally is some of the best news there can be. Source: Nature</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/10/20/week-of-october-18-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-10-21</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/10/12/week-of-october-11-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-10-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1570890825022-A8ABJSXZI4WNWVJF7PBP/1950+tax.png</image:loc>
      <image:title>The faiV - Week of October 11, 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1570890928206-FNPF0P990K9TAQX49NCA/2018+taxes.png</image:loc>
      <image:title>The faiV - Week of October 11, 2019</image:title>
      <image:caption>The "money" charts on how the total tax rate has changed in the US since the 1950s that I mentioned in the first item. Source: NYT</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/9/27/week-of-september-27-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1569616061198-0MXQZ6C154B2YVH3LFPY/FaiV+Sept+27.png</image:loc>
      <image:title>The faiV - Week of September 27, 2019</image:title>
      <image:caption>No particular reason that this came to mind. Source: Stephan Pastis And by the way, any parent with kids between 8 and 13, if you haven't stocked your house with the entire Timmy Failure series by Pastis, you're doing parenting wrong.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/9/22/week-of-september-20-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1569178988641-529NSYL80DR47ZMJMAR1/Employment+Matrix.png</image:loc>
      <image:title>The faiV - Week of September 20, 2019</image:title>
      <image:caption>On the Great Convergence and Corrupted Economy topics, here's data from the most recent Bureau of Labor Statistics data on project job growth in the US. As pointed out by Heather Long, seven of the 10 jobs projected to grow the most in the US in the next 10 years pay less than $34,000 a year, and 6 of them less than $27,000 per year. Source: BLS .</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/9/13/week-of-september-13-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-09-13</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/8/17/week-of-august-16-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1566050746013-LINN6PQUVXMKL3J9UBGJ/debt.png</image:loc>
      <image:title>The faiV - Week of August 16, 2019</image:title>
      <image:caption>The reporter for the piece on retired Americans filing for bankruptcy has some wildly different priors than I do. Via Financial Times.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/8/4/week-of-august-2-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-08-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1564921357579-6PVFZXQ7V4DNFJSHI6NU/interest+rates.png</image:loc>
      <image:title>The faiV - Week of August 2, 2019</image:title>
      <image:caption>Historical context really does change perspective, as Matt Yglesias suggests that too many of today's policymakers "spent their formative years in a period of anomalously high interest rates." Though I would argue that the long term perspective also means that short-term rates really are concerningly anomalous. Via Matt Yglesias.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/7/26/week-of-july-26-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1564188806386-82XDPR6DSO2RAPH7TRAX/L-IFT.png</image:loc>
      <image:title>The faiV - Week of July 26, 2019</image:title>
      <image:caption>L-IFT, a diaries research firm, is a proud sponsor of the faiV. See our video on diaries research with 800 women microentrepreneurs in Myanmar.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1564189023422-S9AESK58KUVTP9E869YL/WorldDev+map.png</image:loc>
      <image:title>The faiV - Week of July 26, 2019</image:title>
      <image:caption>A map of the current location for authors of World Development articles created by editor-in-chief Arun Agrawal. I find it surprisingly diverse, especially considering this doesn't count where the author is originally from, just where they are currently are. I'm not sure how to think about the difference between those two metrics. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/7/19/week-of-july-19-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1563568507280-6SX8F1WSRQ8BA44FBF7Z/Global+Financial+Inclusion.png</image:loc>
      <image:title>The faiV - Week of July 19, 2019</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1563568861118-N1KBUXJIZWR258T02K4Y/democracy+comic.png</image:loc>
      <image:title>The faiV - Week of July 19, 2019</image:title>
      <image:caption>This Pearls Before Swine comic comes closest to summing it all up. I'm glad I wrote this in the middle of summer and that many of you will be able to go out in the sunshine, and then get back to work making the world a better place. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/7/14/week-of-july-12-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-07-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1563129446588-VJPW4TLDILJ4RA4HYA9T/L-IFT.png</image:loc>
      <image:title>The faiV - Week of July 12, 2019</image:title>
      <image:caption>L-IFT, a diaries research firm, is a proud sponsor of the faiV. See our video on diaries research with 800 women microentrepreneurs in Myanmar.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1563129511426-ESUQDJXO6HF5VNRU6E87/bird.png</image:loc>
      <image:title>The faiV - Week of July 12, 2019</image:title>
      <image:caption>This came across my Twitter feed yesterday and I thought it would be a nice diversion from all of the more serious topics above. It's a murmuration of starlings in Costa Brava, photographed by Daniel Biber. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/6/25/week-of-june-21-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-25</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/6/17/week-of-june-14-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-06-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1560823040702-EXHZ63WZ27WFPN82F2KD/L-IFT.png</image:loc>
      <image:title>The faiV - Week of June 14, 2019</image:title>
      <image:caption>L-IFT, a diaries research firm, is a proud sponsor of the faiV. See our video on diaries research with 800 women microentrepreneurs in Myanmar.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1560823151754-UOUI59BL5O9UUHCKPSBW/June14fiaV.png</image:loc>
      <image:title>The faiV - Week of June 14, 2019</image:title>
      <image:caption>This is right up there with the most self-indulgent graphics I've ever included. I'm colorblind. Hence, I find most color-based charts enormously frustrating. So, a tear came to my (color-blind) eye when I came across this page for color patterns for use in R that are actually interpretable by the 10% of the male population that is like me. I promise that if you use this and then send me your chart/paper/whatever it will go in the faiV. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/5/28/week-of-may-24-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1559076379777-R1RD05W3G93YY7M7GBKX/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 24, 2019</image:title>
      <image:caption>L-IFT, a diaries research firm, is a proud sponsor of the faiV. See our video on diaries research with 800 women microentrepreneurs in Myanmar.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1559076560677-C5NF798MMASNXV14THSU/Silicone+Valley+economy.png</image:loc>
      <image:title>The faiV - Week of May 24, 2019</image:title>
      <image:caption>From Alfred Twu, an illustration of "It's the Zoning Stupid" and a nice application for discussing tax incidence theory. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/5/17/week-of-may-17-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1558140121945-GPURCP7FFZXBDHRNC0DW/L-IFT.png</image:loc>
      <image:title>The faiV - Week of May 17, 2019 - L-IFT, a diaries research firm, is a proud sponsor of the faiV. See our video on diaries research with 800 women microentrepreneurs in Myanmar.L-IFT, a diaries research firm, is a proud sponsor of the faiV. See our video on diaries research with 800 women microentrepreneurs in Myanmar.</image:title>
      <image:caption>L-IFT, a diaries research firm, is a proud sponsor of the faiV. See our video on diaries research with 800 women microentrepreneurs in Myanmar.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1558141054482-SR6KBTQ46NGKS9XKHZNP/graph+May+17.png</image:loc>
      <image:title>The faiV - Week of May 17, 2019</image:title>
      <image:caption>A proposal from Josh Zumbrun on what the default style for all economic data charts should be, to emphasize measurement error and uncertainty. I kind of like it. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/5/10/week-of-may-10-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1557542575244-285BHG70KSMB22AX9ZPT/SNL.png</image:loc>
      <image:title>The faiV - Week of May 10, 2019</image:title>
      <image:caption>Along the lines of learning from fiction, occasionally a bit of comedy speaks deep truth. Such is the case with this faux ad for Romano Tours, which – as you plan your summer trips – reminds you of exactly what vacations can and cannot accomplish and is reminiscent of Tara Parker-Pope’s coverage of research showing that when you get back from vacation, pretty quickly you’re back to being the same person you were before. Surprise!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/5/10/week-of-may-2-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1557542079031-R61BODD2SCT98IO8FFDN/coffeemaker.png</image:loc>
      <image:title>The faiV - Week of May 2, 2019</image:title>
      <image:caption>Breaking my own recent rule, here's a fun thing that actually relates to faiV themes. If you can guess which coffee maker I have in one of my offices, you win a free annual subscription to the faiV.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/4/29/week-of-april-26-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-29</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/4/12/week-of-april-12-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1555123058495-GQ7H9629IFG865QLC8FH/chart.png</image:loc>
      <image:title>The faiV - Week of April 12, 2019</image:title>
      <image:caption>From Natalie Michelle and Joshua Tait a typology of superheroes as neoconservatives. I include this in the hope that someone will produce a version of this for superheroes as neoliberals. Source</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/4/5/week-of-april-5-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-04-06</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/3/22/week-of-march-22-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1553287189591-AMAMFI2EZ0G5CHY5QJ02/Mar22.png</image:loc>
      <image:title>The faiV - Week of March 22, 2019</image:title>
      <image:caption>Someone recently created a new tool for creating these time-lapse bar charts--that's the only explanation I can find for why they have suddenly been showing up everywhere. Here's one on global cities' population that is pretty interesting. And here's an explanation and one tool for creating them. But in keeping with my effort to keep these a bit lighter, here is one on leading goalscorers by age.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/3/8/week-of-march-8-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1552087046011-CEJGF7YJ4X1MPSS8PS3S/Mar+8+Faiv.png</image:loc>
      <image:title>The faiV - Week of March 8, 2019</image:title>
      <image:caption>From Tatyana Derugina, via Annette Brown. Though in my experience the trend line is similar to publishing in every other domain I've been a part of.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/3/6/week-of-march-1-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-03-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1551898417242-S87UMTDGBWLDDCU3COF2/soccer.png</image:loc>
      <image:title>The faiV - Week of March 1, 2019</image:title>
      <image:caption>The musing on the quality of Brazilian football in the face of mass emigration gives me an excuse to include a video in support of my argument. If you're interested in falling down the rabbit hole a bit, here's a short documentary on the 1982 Brazil team, which is my Platonic ideal of how the game is supposed to be played. Though that could have something to do with the fact that I was 9 that summer, and it was the first World Cup I watched. I still have a visceral rage reaction any time I see the Azurri take the field.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/2/24/week-of-february-18-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1551038956554-DR2T408WDXHUWGMV7OGM/Pangolin.png</image:loc>
      <image:title>The faiV - Week of February 18, 2019</image:title>
      <image:caption>Keeping with the service journalism, this week I learned that pangolins are bi-pedal and I think everyone needs to know that too. You're welcome.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/2/15/week-of-february-11-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1550266609515-46FIX7GB5Q8RF4UBM4WS/1973.png</image:loc>
      <image:title>The faiV - Week of February 11, 2019</image:title>
      <image:caption>This isn't new, but it's fun. Merriam Webster has a site where you can put in any year and see words that first appeared in that year. This is a snippet of my birth year. Source: Merriam Webster Time Traveler</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/2/11/week-of-february-4-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1549893168406-I3QSSJ1T86PNLX4C4DLU/Feb4.png</image:loc>
      <image:title>The faiV - Week of February 4, 2019</image:title>
      <image:caption>I had decided to make the graphic/video of the week a bit more fun and less on-topic. But then Kieran Healy created something both fun and on-topic. The best of both worlds. Source: Kieran Healy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/2/1/week-of-january-28-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-02-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1549060748576-DWTQ65C5IDN5PMKRXWTV/Jan+28+faiV.png</image:loc>
      <image:title>The faiV - Week of January 28, 2019</image:title>
      <image:caption>I've decided that in general I'm going to try to make the graphic/video of the week a bit more outside-of-the-box of the rest of the faiV. And this is perfect for the meta theme. People on reddit are painting recursive pictures of people holding their paintings. And there's a github for it. Make sure to click on the change layout button. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/1/28/week-of-january-21-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1548686238389-PJB9Q5SZJHU62LYK9V0O/marijuana.png</image:loc>
      <image:title>The faiV - Week of January 21, 2019</image:title>
      <image:caption>Apropos of nothing, I found this chart, and the related blog post looking at data from lots of different drugs, on the frequency of use of marijuana quite interesting.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2019/1/12/week-of-january-7-2019</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2019-01-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1547315872576-NMKW6GKDA64AMETRWBW8/TimVideo.png</image:loc>
      <image:title>The faiV - Week of January 7, 2019</image:title>
      <image:caption>There were a lot of things I considered including this week, but in the end I decided that everyone could use a smile to start the year with. So without further comment, click play.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/12/23/week-of-december-17-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1545585125746-7INXNHTF3SAQAONFQKST/chord_chart.png</image:loc>
      <image:title>The faiV - Week of December 17, 2018</image:title>
      <image:caption>Here's a portion of one of those visualizations of Econ journals links, or lack thereof, to other disciplines. This is only part of of only one of the visualizations but you can see the self-referential nature of citations. Source: I'm not really sure what to call it.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/12/18/week-of-december-10-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1545145415980-OU1KRT964OG7IY0RY5TV/Americans+moving.png</image:loc>
      <image:title>The faiV - Week of December 10, 2018</image:title>
      <image:caption>Very relevant to the inequality conversation, and whether people should move, here's new data from the US Census on the cratering rates of Americans moving geographically. This remains to me one of the great mysteries of the current US economy. Source: Quartz</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/12/8/week-of-december-3-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1544320162084-9SIYBA825FFKQ0VFA4Z2/Dec3.png</image:loc>
      <image:title>The faiV - Week of December 3, 2018</image:title>
      <image:caption>Whether you survey husbands or wives about household assets matters, and can have a substantial effect on poverty measures. Via Development Impact Blog, Source: Adnan Silverio-Murillo.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/12/1/week-of-november-26-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-12-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1543717542702-3QZLX27PMA3KK04CS9AR/Animation+of+Fixed+Effects-1.gif</image:loc>
      <image:title>The faiV - Week of November 26, 2018</image:title>
      <image:caption>Ever struggle to understand what is happening to data with a particular statistical method? Me too. Nick Huntington-Klein has created a fantastic new resource to help conceptualize what various statistical methods are doing rather than how to do them. It's astounding work, and astounding that it didn't already exist. The world needs more of this. You can see the full page of animations and explanations here. Source: Nick Huntington-Klein</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/11/16/week-of-november-12-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1542403691433-FZYLBUW6CYADG2V1DD59/Nov12.png</image:loc>
      <image:title>The faiV - Week of November 12, 2018</image:title>
      <image:caption>I feel the need for a little lightness. So here's an amazing image from a Japanese history of the United States for children from 1861. That's John Adams directing the fusillade of the incredibly strong Ben Franklin, who apparently can aim better when he can hold the cannon himself. The other images of the book are equally amazing, so check them out. Via Nick Kapur.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/11/10/week-of-november-5-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-11-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1541904635480-YBF1V9Y311ASJ6OYJFCW/Nov+5.png</image:loc>
      <image:title>The faiV - Week of November 5, 2018</image:title>
      <image:caption>I was chatting with Lore Vandewalle earlier this week (she's visiting at NYU-Wagner this fall), talking about savings behavior and that led me to look back at an experiment she had run in India with Vincent Somville where some people were paid cash and others were paid via deposit into a savings account. While I had read the paper, it didn't really strike me at the time how similar the results were to another savings encouragement experiment--Kast, Meier and Pomeranz in Chile. So I show them side-by-side here. The interesting thing to me is that balances for the treatment group rise quickly but plateau at a fairly low level (e.g. in India it's about a week of food expenditures according to Lore). It's consistent with using these accounts to manage liquidity needs (buffering day-to-day or week-to-week volatility) but not with precautionary or investment savings. But that doesn't explain why the control groups also plateau, just at a lower level. Is there another story I'm not thinking of?</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/10/21/week-of-october-15-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-10-22</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/9/29/week-of-september-24-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-09-29</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/9/21/week-of-september-17-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-09-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1537583625761-AZ3ENIGL2HXDXF4LBGR9/extreme_poverty.png</image:loc>
      <image:title>The faiV - Week of September 17, 2018</image:title>
      <image:caption>I would have had the Anatomy of an AI visualization here, but it's way too big, and Justin Sandefur created this really great example of how simple choices in the visual representation of data can radically change the way we interpret it. The two charts are of the same data, on the left from the World Bank and on the right from The Economist. Via Justin Sandefur.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/9/14/week-of-september-10-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-09-14</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/9/7/week-of-september-3-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-09-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1536369335364-5C2M9A4BB83DTY9CQMFC/Reply+Guy.png</image:loc>
      <image:title>The faiV - Week of September 3, 2018</image:title>
      <image:caption>Two Twitter-savvy academics (@shrewshrew and @sbarolo) have created a handy guide to the men who reply to women calling out systemic discrimination and harassment in the sciences. To see the detailed explanations of the nine types, follow #9replyguys.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/8/31/week-of-august-27-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-09-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1535760069927-USG2CSC4NSZOBPRQ695A/faiv+1.png</image:loc>
      <image:title>The faiV - Week of August 27, 2018</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1535759856870-R5VO7R8SCBK3ZSHWZTML/faiV+pic.png</image:loc>
      <image:title>The faiV - Week of August 27, 2018</image:title>
      <image:caption>Returning to the topic of methods and evidence-based policy, two images popped up in my Twitter thread this week that I couldn't get out of my head. One is a snippet from a peer reviewer of the social science replication paper highlight above, explaining why it was not published in Nature or Science even though it was replications of papers from those journals. And second is a picture taken from a talk John List was giving this week about his career. You have to ask, does science advance via replication or via funerals? Via Brian Nosek and Ben Grodeck respectively.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/8/27/week-of-august-20-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1535376320638-5MONOFKLNYKKGQF32SAM/video+faiV.png</image:loc>
      <image:title>The faiV - Week of August 20, 2018</image:title>
      <image:caption>It's not just the US that has concerns about the influence of extreme wealth and inequality. Here's a 3 minute book preview of James Crabtree's book, The Billionaire Raj.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/8/10/week-of-august-6-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1533941990059-QJ2YT5GWEX12MSK3CRF4/Greece.png</image:loc>
      <image:title>The faiV - Week of August 6, 2018</image:title>
      <image:caption>In another instance of news from places we usually don't pay attention to, Greece is going through something that, in today's style, should probably be called The Meg Depression. Via Adam Tooze. Source: IMF, and this blog post.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/8/6/the-first-week-of-august-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-07</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/8/6/week-of-july-23-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1533611049659-S9FM7TJ60ZVWQ9PQOZ3C/child.png</image:loc>
      <image:title>The faiV - Week of July 23, 2018</image:title>
      <image:caption>From VoxEu, some data on something we all knew, but perhaps not this specifically and depressingly. Via VoxEU.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/8/6/week-of-july-16-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1533610733268-WJO8COM6I84GN1QOUGI5/Urban.png</image:loc>
      <image:title>The faiV - Week of July 16, 2018</image:title>
      <image:caption>From a new report by the Urban Institute: “By 2020, the federal government is projected to spend more on interest payments on the debt than on children." Source: Urban Institute</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/6/23/week-of-june-18-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-06-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1529758089857-GSUORSMFJXXUNQ0JV7U3/CDC+Opioid+deaths.png</image:loc>
      <image:title>The faiV - Week of June 18, 2018</image:title>
      <image:caption>I'm always a sucker for Twitter threads with interesting data, and twists and turns. This one is about the curious case of rising opioid deaths in the US in states that did or did not expand Medicaid.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/6/15/week-of-june-11-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-06-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/6/8/week-of-june-4-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1528502874212-PK1OX86393WDOOLWUV4P/Currency.png</image:loc>
      <image:title>The faiV - Week of June 4, 2018</image:title>
      <image:caption>Aaron Klein is hoping that people will update their priors about "cashlessness" in the US, by pointing out that volumes of cash are still rising significantly year over year in the US. Read the replies of the Twitter thread, they are useful for figuring out how to update your priors. Source: The Federal Reserve, via Aaron Klein.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/6/2/first-week-of-june-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-06-02</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/5/26/week-of-may-21-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1527360624848-A6GQK6C0YPN5FRRO8KTZ/food+security.png</image:loc>
      <image:title>The faiV - Week of May 21, 2018</image:title>
      <image:caption>Via Arianna Legovini, [ready for some Drunk World Bank-worthy convolutions?] the World Bank's Research Group's DIME group's i2i (which is a trust fund of monies from several European aid agencies) has a report on it's work, "Science for Impact: Better Evidence for Better Decisions." I think the graphic is very cool, and interestingly, aligns quite well with short-term poverty spells in the US. I wonder if anyone will take action based on it? There are lots of stories in the report too, just in case. Source: World Bank</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/5/11/week-of-may-7-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1526065147085-5J8KPOQM2Z3069BSXZR4/3bda8015-549d-417d-9395-e1eeda79fdd0.jpg</image:loc>
      <image:title>The faiV - Week of May 7, 2018</image:title>
      <image:caption>From Richard Reeves, Katherine Guyot and Eleanor Krause, here's a look at differing definitions of what "middle class" means in the US (at least according to economists and researchers). Source: Brookings Institute</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/5/5/first-week-of-may-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-05-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1525549586319-PYAET23VR3YKG97G2C2J/Friends+College+degrees.png</image:loc>
      <image:title>The faiV - First Week of May, 2018</image:title>
      <image:caption>Part of the US inequality story that doesn't get quite as much attention, via the NY Times Upshot.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/4/27/week-of-april-23-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-04-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1524949715348-53IPKLTEI08S1S596EOV/video+low+learning.png</image:loc>
      <image:title>The faiV - Week of April 23, 2018</image:title>
      <image:caption>A very cool video (snippet) of the week, visualizing data on the learning gap. Via Lee Crawfurd, Quartz, and from Luis Crouch.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/4/20/week-of-april-16-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-04-21</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/4/13/week-of-april-9-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-04-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1523640705188-GDD5QWHDPXLTF8WYI9L5/Birth+by+month.png</image:loc>
      <image:title>The faiV - Week of April 9, 2018</image:title>
      <image:caption>Kieran Healy has a couple of blog posts in recent weeks looking at various ways to represent time series data, using birth data in the US and in other countries. In addition to my general interest in data viz, this caught my eye because, well, did you know how much birth rates varied from month-to-month? After contemplating whether there were some basic biologic facts I was unaware of, and soliciting help from a L&amp;D nurse friend, I discovered that birth seasonality is a thing, is consistent across time, culture and geography, and there is still lots of debate over what factors account for it. And I also discovered that I have the most common birthday in the US (at least among people born 20 to 40 years after me). You can see more of Kieran's visualizations of the baby boom here, and some cool animated population pyramids (with discussion and code) here.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/4/7/week-of-april-2-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-04-11</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/3/23/week-of-march-19-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-03-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1521859487061-O0IE85LFO5CG1QH1UHXG/3+19.png</image:loc>
      <image:title>The faiV - Week of March 19, 2018</image:title>
      <image:caption>Following on those studies of US mobility, this chart depicts the mobility, or lack thereof, of the white and African-American men and women. It's worth thinking hard about the similarities and differences here. To help you do that, check out this thread from Arindrajit Dube which puts the chart below in context.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/3/19/week-of-march-12-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1521487427125-7POI84XD6UNG9CWNDT13/bags.png</image:loc>
      <image:title>The faiV - Week of March 12, 2018</image:title>
      <image:caption>Figuring out how to do the right thing is hard. This table is from a Danish government study of climate change impact of various methods of carrying stuff. Apparently if you properly use, re-use and dispose of a standard plastic bag, it has much less climate impact than reusable cotton bags. If I'm interpreting it correctly, it means that you'd have to use an organic cotton bag something like 20,000 times before net climate impact was the same as the plastic bag's. Of course, that all depends on whether the plastic bag is properly used and disposed of. I bet neither estimate incorporates virtue compensation.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/3/9/week-of-march-4-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-03-10</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/3/2/first-week-of-march-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-03-03</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/3/2/book-review-special-edition-automating-inequality</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-03-02</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/2/16/week-of-february-12-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-02-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1518816412779-9H65SBYXPWA2EQLCCXKZ/rainbow.png</image:loc>
      <image:title>The faiV - Week of February 12, 2018</image:title>
      <image:caption>Mechanical Turk is a common source of 'warm bodies' for social scientists but it's hard to know to just who the workers who participate are, and even how many there really are--and the answers are highly dependent on how you define who is a "regular" participant. It's a complicated question to answer, and the chart below is interesting but wrong, for interesting reasons. Source: Panos Ipeirotis.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/2/9/week-of-february-5-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-02-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/2/2/the-first-week-of-february-2018-the-morduch-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-02-02</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/1/26/cega-special-edition-a-bit-more-from-aea</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1517013380022-B1P1WKV8I32HD0T3K1NY/Jan26.png</image:loc>
      <image:title>The faiV - CEGA Special Edition: A bit more from AEA</image:title>
      <image:caption>Default assignment into an opt-out automatic savings plan leads to a large increase in take-up of the savings account, comparable to the effect of a 50% savings match (from Blumenstock, Callen, and Ghani).</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2018/1/15/week-of-january-8-2018</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2018-01-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1516044739606-61KSC0KHUUU6HTTJIK8J/AEA.png</image:loc>
      <image:title>The faiV - Week of January 8, 2018</image:title>
      <image:caption>There were a few sessions at AEA that were recorded and "webcast." Here's Alvin Roth's presidential address on Markets and Marketplaces. Here's David Laibson on Competition, Equilibrium, Freedom and Paternalism. Here's a session on the Economics of AI and Robotics. And below there's a panel on Global Inequality and Policy.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/12/10/week-of-december-4-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-11</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/11/29/week-of-november-27-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-12-01</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/11/17/week-of-november-13-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1510951992117-RZ8LK47F4I4J16Y2NPPC/Duck+social+science.png</image:loc>
      <image:title>The faiV - Week of November 13, 2017</image:title>
      <image:caption>Duck of Minerva also known as Steve Saideman writes about the peer review process and who is doing the work in various social sciences. It's a whole new form of inequality!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/11/13/week-of-november-6-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-11-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1510585915547-HDC6SSDX0PKOBASYLCSC/NEUDC.png</image:loc>
      <image:title>The faiV - Week of November 6, 2017</image:title>
      <image:caption>In case you were too lazy to click on the link to David Evans' mapping of 2017 NEUDC papers, here's the first chart. To get the other two, you're going to have to click. And scroll. Via Development Impact.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/11/3/first-week-of-november-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-11-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1509730341788-T07AMXTLV2RAH1O3QXCK/good+design.png</image:loc>
      <image:title>The faiV - First Week of November, 2017</image:title>
      <image:caption>What good design really means in today's FinTech world. Via Tobias Van Schneider.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/10/27/week-of-october-23-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-10-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1509154967609-0YITKT2PHW8QJRLZY7ZB/New+benchmarks.png</image:loc>
      <image:title>The faiV - Week of October 23, 2017</image:title>
      <image:caption>Here's a look at those new World Bank poverty lines, via NPR's Goats and Soda.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/10/20/week-of-october-16-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-10-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1508523654483-560FW3VJE7UYO2BBCSZI/Abundant-food-biofilms.gif</image:loc>
      <image:title>The faiV - Week of October 16, 2017</image:title>
      <image:caption>I mentioned that I thought this week would be really off-topic. That's because there were a number of really terrific reads this week that are not within the traditional domain of the faiV. But you should read each of these. First, a review of new research that shows bacteria communicating with each other via electrical signals.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1508523788326-VY6GWO0RJYKO6AW6SOUK/mattress.png</image:loc>
      <image:title>The faiV - Week of October 16, 2017</image:title>
      <image:caption>A bonkers story about how the mattress industry works. Never believe anything you read on the internet.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1508523811346-YV9YX390R2EBJBWGTLVF/DR.png</image:loc>
      <image:title>The faiV - Week of October 16, 2017</image:title>
      <image:caption>A long read about a Jewish refugee settlement in the Dominican Republic, one of the only places that was willing to welcome Jews fleeing Nazi Germany. It didn't go particularly well.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/10/16/week-of-october-9-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-10-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1508153339605-22GBFIZ18NA83SRGU2Q3/Urban+-+racial+wealth.png</image:loc>
      <image:title>The faiV - Week of October 9, 2017</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1508153474748-BFRSF42541J8XUY2QZBT/Urban+race.png</image:loc>
      <image:title>The faiV - Week of October 9, 2017</image:title>
      <image:caption>Returning to the theme of inequality, the Urban Institute has updated it's 9 charts about wealth inequality in America.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/10/6/week-of-october-2-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-10-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1507320044250-PJ42KSPP75XNC5P507SN/Tulloch.png</image:loc>
      <image:title>The faiV - Week of October 2, 2017</image:title>
      <image:caption>Caitlin Tulloch is frustrated that two different cash efficiency metrics are being used in papers/reports and they mean different things. She drew up this helpful explainer. For my part, I think we should all uniformly adopt the Cost-Transfer Ratio. Souce: Cailtlin Tulloch, used by permission.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/9/29/week-of-september-25-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1506727527778-51R2P555P92BL9QWP30U/line.png</image:loc>
      <image:title>The faiV - Week of September 25, 2017</image:title>
      <image:caption>Frederica Frangapane and Alex Piacentini have created a site to visualize the stories of 6 migrants who arrived in Italy from four different countries in 2016, called The Stories Behind a Line.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/9/22/week-of-september-18-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-22</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/9/15/week-of-september-11-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-15</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/9/8/week-of-september-4-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-09-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1504891551302-BMVUXH004XRAZNN6RO9M/data.png</image:loc>
      <image:title>The faiV - Week of September 4, 2017</image:title>
      <image:caption>Back to the point about measurement being difficult, the Easterlin Paradox was a long-standing puzzle in economics--why don't people get happier when they get richer. That disconnection emerged from long-running surveys that included questions about "life satisfaction." It turns out that the questions being used to measure life satisfaction changed over time and so there wasn't a paradox after all. Here's a chart from Our World in Data/Stevenson &amp; Wolfers showing the corrected data from Japan. Source: Our World in Data</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/8/11/week-of-august-7-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-08-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502476036388-8CZGKQ406VU98N01WFB4/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
      <image:caption>Middle Class: Winners or Losers in a Globalized World?</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502476371064-FWN0UK4DD9T7R8PNFIW3/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
      <image:caption>Our World in Data Looks at Inequality</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502476841190-CNCZ0OXG2W51RD1AP530/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
      <image:caption>Our Broken Economy, in One Simple Chart</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502477089758-C7BPCV480ODZLZVGNEL1/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
      <image:caption>U.S. Credit-Card Debt Surpasses Record Set at Brink of Crisis</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502491362861-SL5VC907ASWHRREYZS93/simpsons-paradox.gif</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502491510937-6UQJZTG8MI5HAXAHYLAT/image-asset.gif</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
      <image:caption>Code for my educational gifs</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502491905865-UVSOEUQXDWXESNTT81UN/image-asset.gif</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
      <image:caption>Same Stats, Different Graphs: Generating Datasets with Varied Appearance and Identical Statistics through Simulated Annealing</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502492683457-M2IZ6YTGEX885RC5N89I/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 7, 2017</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/8/7/week-of-august-1-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-08-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1502116017022-E6H7RS2UDG4AVCAS3SMD/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 1, 2017</image:title>
      <image:caption>Not particularly new, but new to me: a proportional chart of the use of languages in the world. Source: Search Reddit because I'm worried about filters catching the name of the Reddit forum where this is from.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/7/29/week-of-july-17-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-08-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1501379128688-3IYQAFUS18C7P123RH6K/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 24, 2017</image:title>
      <image:caption>From the DFSLab post described above--obviously not the original source, but I can't figure out where it originally came from. Minor rant: I get very frustrated by category errors in digital finance metrics which exclude card payments from fintech. Cards are fintech! There is nothing special about a phone!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/7/21/week-of-july-17-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-07-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1500648328901-G2Z8RPO8GRVE55AYRJTJ/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 17, 2017</image:title>
      <image:caption>Do you know what it means? Source: Zillow.com via The Basis Point via Ritholtz.com. Apparently none of them know what it means either. I feel like it must have something to do with the serial linking but that's probably wrong. I'm more confident it might have something to do with the record-low labor force participation rate, not charted here.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/6/30/week-of-june-26-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-06-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1498839872205-S2U86QKNEDFSTJYMSHHE/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 26, 2017</image:title>
      <image:caption>A reddit group put together a map about the data in maps, illustrating where data is missing. Source: @maxcroser and reddit</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/6/23/week-of-june-19-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-06-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1498241122168-DCMG7KWGXF3PRHE1GQB3/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 19, 2017</image:title>
      <image:caption>A photo of a protestor against current proposed legislation to radically cut Medicaid, the US government program to provide healthcare services for the poor and disabled, being arrested. This is what I meant by "Not Invisible." May class action still get the goods.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/6/16/week-of-june-12-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-06-17</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/6/9/week-of-june-5-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-06-12</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1497028993055-09AQYP266J6QUVCURM9J/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 5, 2017</image:title>
      <image:caption>When will "high level machine intelligence" arrive? Is a 25% chance in the next 25 years scary or reassuring? Source</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/6/3/week-of-may-29-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-06-04</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/5/26/week-of-may-22-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-27</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/5/22/week-of-may-15-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1495506218485-7S0MEIV40S9SYSRVUU01/income+volatility.png</image:loc>
      <image:title>The faiV - Week of May 15, 2017</image:title>
      <image:caption>From the new SHED report, the reasons people say their income varies from month-to-month. Source: Federal Reserve Board</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/5/13/week-of-may-8-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-30</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1494687793512-I5DDU5CZO8J03K225KV4/vox2.png</image:loc>
      <image:title>The faiV - Week of May 8, 2017</image:title>
      <image:caption>Economist William Baumol died last week. He did a lot of work on entrepreneurship but is probably best known for what he called "cost disease" which explains why the costs of goods and services can rise quickly in sectors with little productivity gains when there are large productivity gains in other sectors. One way of thinking about this is that we're spending too much time automating the wrong jobs (and relates back to "hell, yes" above. Source: Vox</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/5/5/week-of-may-1-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1494039452933-26ES2TCUJPIUDL4GEGR7/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 1, 2017</image:title>
      <image:caption>Statistical inference is hard. All these plots share the same basic data descriptors. Source: Autodesk</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/4/28/week-of-april-24-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-05-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1493399809888-B0WARBOGTXS8Q1WTQTA6/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 24, 2017</image:title>
      <image:caption>You don't have to learn anything in school for it to be good for you. Maybe what the world needs is more bad schools. Source: CGD</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/4/21/week-of-april-17-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-04-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1492805469330-BT15YEVBGWTC72VPGINL/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 17, 2017</image:title>
      <image:caption>A few weeks ago we talked about mortality wars. So I felt I had to include this interactive project from FiveThirtyEight that allows you to view the changing causes of death in every American county for the last 35 years. Source: Five Thirty Eight</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/4/14/week-of-april-10-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-04-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1492193372091-N52Z300X2I5RZSRC40WM/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 10, 2017</image:title>
      <image:caption>The gender imbalances in China and India (and elsewhere where son-preference continues to dominate) are well-known. But the actual situation is not as well understood--because families tend to hide or fail to register daughters until later in life. Source: Nikkei Asian Review</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/4/7/week-of-april-3-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-04-08</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1491615921413-UG7CK33PILYOV23OEO8B/4-7-17+faiV.png</image:loc>
      <image:title>The faiV - Week of April 3, 2017</image:title>
      <image:caption>Here's video of Jonathan Morduch and Rachel Schneider discussing their recently released book, The Financial Diaries and the research with David Leonhardt of the New York Times at the Aspen Institute's recent Summit on Opportunity and Inequality.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/3/3/week-of-february-27-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-03-03</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1488563807158-TPIF19DB0SIHDTSHS5YK/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 27, 2017</image:title>
      <image:caption>An amazing 1953 "explainer" about stock market investing narrated by Edward R. Murrow. The link is to a segment that talks about whether broad ownership of stock is a good or bad thing (see Item 4 above). Hattip to Morgan Housel.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/2/24/week-of-february-20-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1487963898471-VAMHYPU8E289E8HXVSMU/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 20, 2017</image:title>
      <image:caption>David McKenzie presents "The State of Development Journals 2017" detailing the impact, acceptance rate, and time to acceptance at 10 academic journals focused on development topics. The blog post has much more (scary) details, like the average time to acceptance for AER is almost two years. Average! My conclusion: Start citing the Journal of Development Effectiveness at every opportunity everyone! Source: Development Impact Blog/David McKenzie</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/2/17/week-of-february-13-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-17</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1487340556906-BBJ4T3GVI2VGVII6TOB4/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 13, 2017</image:title>
      <image:caption>Credit Suisse's 2016 Global Wealth Report provides some perspective on why trans-national mobility is so attractive, and why it's meeting more resistance than in the recent past. Source: Credit Suisse Research Institute</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/2/10/week-of-february-3-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1486773570731-FPC4OU4DC5AN03NU7WU3/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 6, 2017</image:title>
      <image:caption>Yesterday I was guest lecturing with Jessica Goldberg, and she mentioned the table below from the AEA's Committee on the Status of Minority Groups in the Economics Profession. I suppose I shouldn't have been surprised, but I was: in 2013-2014, just 13 out of 422 economics Ph.D.'s were awarded to African-Americans.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/2/3/week-of-january-30-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-02-03</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/1/27/week-of-january-23-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-01-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1485553850606-7V29SUOP1QJUO4V0654E/image-asset.png</image:loc>
      <image:title>The faiV - Week of January 23, 2017</image:title>
      <image:caption>A Brookings study of the relationship between being a good researcher and being a good teacher at Northwestern University, finds a precise "none." Now we just need to find a way to measure "policy influence" instead of "instructor value added." Source: Brookings</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/1/20/week-of-january-16-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1484936343262-11911HLUGRKUTQUPX88T/image-asset.png</image:loc>
      <image:title>The faiV - Week of January 16, 2017</image:title>
      <image:caption>Video: Esther Duflo's Ely Lecture on "The Economist as Plumber"</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2017/1/6/week-of-january-2-2017</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-01-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1483727351187-L75JHWL2SHL0ZAUR4Y41/image-asset.png</image:loc>
      <image:title>The faiV - Week of January 2, 2017</image:title>
      <image:caption>The second post in David Roodman's epic review of the evidence for deworming is now up at GiveWell. The first post looked specifically at some of the worms papers; this post looks at whether results from those papers can be reasonably applied to other contexts. It's a long read but thoroughly worth it. Source: David Roodman/GiveWell</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/12/16/week-of-december-12-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-12-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1481911446156-ECAU9AOGWVGHKQM32U90/image-asset.png</image:loc>
      <image:title>The faiV - Week of December 12, 2016</image:title>
      <image:caption>There's a crisis of opioid addiction in the US, mostly concentrated in rural areas, serious enough that it's showing up in life expectancy statistics. But it's also affecting newborns, with cases of addicted newborns increasing rapidly enough to strain hospital budgets. Of note, in the coverage of this issue there is no mention of "super predators." I'm not sure whether to be encouraged or discouraged by that. Source: JAMA Pediatrics</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/12/9/week-of-december-5-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1481305570085-OCT2YT28BMQ2EC6WGKBA/image-asset.png</image:loc>
      <image:title>The faiV - Week of December 5, 2016</image:title>
      <image:caption>There is some good news on the income front--from Pew, data on household incomes finally climbing after years of stagnation, especially for Hispanic households. Source: Pew</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/12/2/week-of-november-28-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-12-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1480720812952-QGUVM78A0D8UAX100USJ/image-asset.png</image:loc>
      <image:title>The faiV - Week of November 28, 2016</image:title>
      <image:caption>Shameless Screen Shot of the Week: My book of interviews about RCTs in Development Economics is now available for pre-order. And because pre-orders for economics books is a thin market, a single purchase can radically change it's sales rank. So pre-order now. It makes a great holiday gift--even Guido Imbens thinks so.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/11/18/week-of-november-11-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-11-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1479491739598-KIPN4ACTGHMDHPXOKGBR/image-asset.png</image:loc>
      <image:title>The faiV - Week of November 11, 2016</image:title>
      <image:caption>David Evans and Birte Snilstveit review what your paper should include so that it can be included in systematic reviews, including enough methodological details so that risks of bias can be assessed. Many papers don't. Source: Development Impact Blog</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/11/7/neudc-2016-special-edition</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-10-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1478550423900-GLTH8EBE38YJC7OMXGTE/image-asset.png</image:loc>
      <image:title>The faiV - NEUDC 2016 Special Edition</image:title>
      <image:caption>Andreyanov, Davidson and Korovkin find suspicious bidding patterns in Russian sealed-bid electronic procurement auctions, estimating that up to 10% are affected by corruption and up to 30% by collusion among bidders. According to Jessica Goldberg, their presentation has an even more striking chart showing winning bids occurring in the last minute. Source.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/10/28/week-of-october-24-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-10-28</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1477674559005-JQ6IDBAIZDWRKKPLMEN2/image-asset.png</image:loc>
      <image:title>The faiV - Week of October 24, 2016</image:title>
      <image:caption>Pew's new report on the state of American jobs, as always, has lots of data to think about and puzzle over. Source: Pew.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/10/21/week-of-october-17-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-10-21</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1477061741707-DQSSPBC6KPZQCG045NEC/image-asset.png</image:loc>
      <image:title>The faiV - Week of October 17, 2016</image:title>
      <image:caption>In the midst of travel, conferencing and slow internet connections this week, I didn't come across any compelling graphics. So here's a picture of a mountain gorilla I took this weekend in Volcanoes National Park. I can highly recommend gorilla trekking. Source: Me.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/10/14/week-of-october-10-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-10-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1476473443838-2FNLSZ81OHID09LJPWFM/image-asset.png</image:loc>
      <image:title>The faiV - Week of October 10, 2016</image:title>
      <image:caption>A new way to represent funding needs and overhead costs for non-profits and social enterprises. Source: Nonprofit Assistance Fund</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/10/7/week-of-october-3-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-10-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1475889010099-MNFQQ8KZJ9Q7QOQGSVXQ/image-asset.png</image:loc>
      <image:title>The faiV - Week of October 3, 2016</image:title>
      <image:caption>A new MicroSave report looks at various models for cross-border remittances in Indonesia. Source: MicroSave</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/9/30/week-of-september-26-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-10-14</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1475268226508-O7A0Y0NLMUG0GDP1JG7T/image-asset.png</image:loc>
      <image:title>The faiV - Week of September 26, 2016</image:title>
      <image:caption>Masquerading as a video, here's Paul Niehaus talking about the logistics of GiveDirectly and delivering cash transfers.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/9/23/week-of-september-19-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-09-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1474653391020-ED627DXL8950CHVAAEHL/image-asset.png</image:loc>
      <image:title>The faiV - Week of September 19, 2016</image:title>
      <image:caption>The JP Morgan Chase Institute has a new report tracking cash flows of small businesses in the US. This is a look at daily inflows and outflows of these businesses by industry.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/9/16/week-of-september-12-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-09-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1474054092937-0AWWL9ER7ZWYJFGQ1B6I/image-asset.png</image:loc>
      <image:title>The faiV - Week of September 12, 2016</image:title>
      <image:caption>Since we're on the topic of poverty measures and volatility and net savings, here's an infographic from the US Financial Diaries, on exactly those issues. (Click on image to see entire infographic on US Financial Diaries website.)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/8/12/week-of-august-8-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-08-12</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/8/5/week-of-august-1-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-08-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1470418514447-NGRWN68LV51WSPTCO0KU/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 1, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/7/29/weekof-july-25-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2017-01-20</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/7/27/week-of-july-18-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1469652533125-NFVXWY7FT4345A2L1B8D/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 18, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/7/27/week-of-july-11-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-07-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1469651350340-PZKG8MG9B2AFQQGESM64/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 11, 2016</image:title>
      <image:caption>Not new, but relevant to many current conversations and largely, it seems to me, unknown. Source: Migration Policy Institute</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/7/1/week-of-june-27-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-07-01</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1467392067525-8SANC3MXED4L353L2S99/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 27, 2016</image:title>
      <image:caption>Turns out that if you ask economists a very narrow yet vague question about a basic income policy, most will reject it. Anyone want to join a faiV experts panel where we promise to ask better (at least better written) questions?   Source: IGM Economic Experts Panel</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/6/24/week-of-june-20-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-24</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1466790698210-MM9YNZZ7CRO5INRADGA4/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 20, 2016</image:title>
      <image:caption>Migration patterns leading up to Brexit.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/6/17/week-of-june-13-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1466176102727-26ME6I4HHPD88ZSQZVLZ/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 13, 2016</image:title>
      <image:caption>A bonus video, better filmed, of Esther Duflo speaking at the RES Conference</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/6/10/week-of-june-6-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1465584696174-BZ8GD6V6HZSI23PJ03XT/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 6, 2016</image:title>
      <image:caption>Source: VoxEu/Bick, Fuchs-Schundeln and Lagakos</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/6/3/week-of-may-30-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1464987028775-EVIJX750N9YYL59K8CRT/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 30, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/5/27/week-of-may-22-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/5/20/week-of-may-16-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1463760418714-MSHCYS6J0UCKMJ4X4IZA/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 16, 2016</image:title>
      <image:caption>A new approach to measuring financial inclusion via BBVA Research</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/5/13/week-of-may-9-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-05-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1463168070465-JXHUKDXFYBCIOWT3DXWJ/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 9, 2016</image:title>
      <image:caption>via Pew</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/5/6/week-of-may-2-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-05-06</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/4/29/week-of-april-25-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-29</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1461958812545-DNDLOWBIVJQI8MI8Y8YR/Who+gets+tested%3F.png</image:loc>
      <image:title>The faiV - Week of April 25, 2016</image:title>
      <image:caption>What do we know about how much kids are learning? Not much. At least I don't think so. I'm color blind so I can't tell the difference between None of the Above and Non-Standardized. Source: Center for Global Development</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/4/22/week-of-april-18-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-22</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/4/15/week-of-april-11-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-04-16</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/4/8/week-of-april-4-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1460137586670-VMDMC2CAIUXK160SGFMW/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 4, 2016</image:title>
      <image:caption>The rising relative cost of being poor, as seen in housing costs. Source: Pew</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/4/1/week-of-march-28-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1459536680140-T7457ZEDG16ERHJYJ3GC/image-asset.png</image:loc>
      <image:title>The faiV - Week of March 28, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/3/18/week-of-march-14-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-18</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1458310948085-NNYS94W8GDE2NCAYFEUZ/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of March 14, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/3/11/oog0chtf8umfvd0pa9c2p8lo788nq9</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-11</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1457715785922-LCMU809KAH70P1FBUNJ9/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of March 7, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/3/3/week-of-february-29-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-03-04</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1457067202930-OHG8KR8QP5BDVLRSQELG/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 29, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/2/26/week-of-february-22-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-26</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1456501519172-A8KHQKG9QPU8NQO16TDQ/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 22, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/2/19/week-of-february-16-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1455901375217-9B93SU8TVG21TB12AYV4/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of February 15, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/2/12/week-of-february-2-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1455293303694-DRQGD12T4WRC99E7O6JT/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of February 8, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/2/5/week-of-february-1-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-02-05</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1454691869530-UYPLAC7XPTITQ6W3TBRW/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of February 1, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/1/27/week-of-january-18-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-01-27</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1453915484002-FERT0KOCE0II0CVJZ1FT/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of January 18, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/1/20/week-of-january-11-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-01-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1453308435058-90IJ4EAOIVVNECB1GKKT/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of January 11, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2016/1/13/week-of-january-4-2016</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-01-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1452703895720-ML1C8MBH63BXP4IMQN7E/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of January 4, 2016</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/12/16/week-of-december-7-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-12-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1450283552144-2OUNR2XDO4R64E1KV00M/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of December 7, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/12/9/yuwzx4gjian4ek4wvc6k6vqgtkvvcd</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1449682846112-5VWNJ5POIJYD5H3ZXB2H/infographic+cfsi.JPG</image:loc>
      <image:title>The faiV - Week of November 30, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/11/30/week-of-november-23-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-12-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1448921248198-4SWQDKYY4CO68OZF0BJE/image-asset.png</image:loc>
      <image:title>The faiV - Week of November 23, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/11/20/week-of-november-16-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-11-20</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1448034068396-CLUCHGDXKBB1VJ359MML/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of November 16, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/11/13/01auhhtvnpw2cw6w7rcte1h1dgfy6u</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-11-13</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1447437961772-E78QJV8IOT0XQWRRZB2S/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of November 9, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/11/6/week-of-november-2-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1446827018827-ZIYRUTS55XP7NP2TRIJL/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of November 2, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/10/30/jmcy0hnqg37j24sbalfig1nozx4xxd</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-11-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1446221386613-63DA14V8FRDWXDWMU38M/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of October 26, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/10/23/week-of-october-19-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1445615085540-A7V8BYXCU4BB76HGF18H/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of October 19, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/10/16/week-of-october-12-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-10-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1445011273817-UDV8OAECV4L2M7GBHU5M/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of October 12, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/10/9/week-of-october-5-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1444405003593-DP92J3G1CG9BFVBJ0L5B/image-asset.png</image:loc>
      <image:title>The faiV - Week of October 5, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/10/2/week-of-september-28-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-10-02</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1443796240953-2G9QVBZF12I48SEEOSPF/image-asset.png</image:loc>
      <image:title>The faiV - Week of September 28, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/9/25/week-of-september-21-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-09-25</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1443193447090-6UP2KUDAV5SRV5XD9SV2/9461.png</image:loc>
      <image:title>The faiV - Week of September 21, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/9/18/the-faiv-week-of-september-14-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/9/11/week-of-september-7-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/9/3/week-of-august-31-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1441320490641-I456LBYYP79R9GWXK4OP/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 31, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/30/week-of-august-24-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1440965869875-EQ61RFCCP4TPZTYK9SML/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of August 24, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/30/week-of-august-17-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1440965775576-D7OJSS2BG3DSVSDHOI1Y/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 17, 2015</image:title>
      <image:caption>Source: CSFI</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/26/week-of-august-10-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/12/week-of-august-3-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-27-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892771240-NON2XO5WLQU0JCT407SE/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 27, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-20-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892709145-1WKLOUDKYW18NW2J9XRQ/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 20, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-13-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892621846-17B2J8MF4ZFR621WCZZN/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 13, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-8-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892508960-E48L6BGYIYS8F5B2V6P9/image-asset.png</image:loc>
      <image:title>The faiV - Week of July 6, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-june-22-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892426938-DG69A0ONS7RRSZUZV7I7/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 22, 2015</image:title>
      <image:caption>The photo above, by Rafael Hernandez, received an honorable mention in the 2014 CGAP Photo Contest. Entries are now open for the 2015 contest and can be submitted here.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-june-15-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892363438-I3TJURH40KCU2HN0NPYN/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 15, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-june-8-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892170388-02O7ANW2M163CWKSW7TU/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 8, 2015</image:title>
      <image:caption>Source: The Guardian</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-june-1-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438892096418-PT8LULQEF9JKFTTQ7RBM/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 1, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-may-25-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891951942-1XOO2C38CI9N1M6PVILZ/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 25, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-may-18-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891871702-SCS9WDM9H19CWZDX0E6M/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 18, 2015</image:title>
      <image:caption>Source: Center for Effective Philanthropy</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-may-11-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-may-4-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891716987-XU9OR0YVAW32IXEYX2R5/image-asset.png</image:loc>
      <image:title>The faiV - Week of May 4, 2015</image:title>
      <image:caption>Source: The World Bank</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-april-27-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891598121-WM6ZY8H1MC4JW87WFXF1/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 27, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/4/23/week-of-april-13-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1429825632044-3G45CU71EHH8V80BH8DR/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 13, 2015</image:title>
      <image:caption>Source: Example.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-april-20-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891518612-01E0CD9ZUNTQ1XC20DAQ/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 20, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/4/16/week-of-april-6-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1429229389772-WHYEA7IGGN5IYGGURRI0/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 6, 2015</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1429229089149-1WVC0V7X0CUF8SNCKFKO/image-asset.png</image:loc>
      <image:title>The faiV - Week of April 6, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/4/16/week-of-march-30-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1429825744087-M7MZF7NL9XDSFVMUKFEU/image-asset.png</image:loc>
      <image:title>The faiV - Week of March 30, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/4/23/week-of-march-23-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1429826921471-8YCO9VPIAVPNHVI10IAS/image-asset.png</image:loc>
      <image:title>The faiV - Week of March 23, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/4/23/week-of-march-16-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1429827264338-3XDAN23ZE19UWNH1TNFG/image-asset.png</image:loc>
      <image:title>The faiV - Week of March 16, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/4/23/week-of-march-9-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-07-10</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1429827654039-MM4UQTLQPE6C485R24YR/image-asset.png</image:loc>
      <image:title>The faiV - Week of March 9, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-march-2-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891426470-SYYWYG6RFDKNJTQIS9UC/image-asset.png</image:loc>
      <image:title>The faiV - Week of March 2, 2015</image:title>
      <image:caption>Tweet of the week. . .</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-february-23-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891338794-Y1Q8QL08WYSJSHCACDTN/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 23, 2015</image:title>
      <image:caption>The chart above (compiled by Chris Said) show the correlation in opinions between every pair of economists based in the IGM Forum, restricting questions to those from 2014. Click here for an interactive version of this matrix.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-february-16-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891250778-OH77AHUSK3XHP4B1LGEI/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 16, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-february-9-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-08-06</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-february-2-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438891086573-GXXH0XQ5JJLS5MMTFWBD/image-asset.png</image:loc>
      <image:title>The faiV - Week of February 2, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-january-26-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890993178-JRUYYJMMJHI4CU8220EF/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of January 26, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-january-19-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890909206-4248BY8G4XTZP27UJESU/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of January 19, 2015</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-january-12-2015</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890807938-TRSN3VJTQDVQ71XZE8D6/image-asset.png</image:loc>
      <image:title>The faiV - Week of January 12, 2015</image:title>
      <image:caption>The graph above shows the number of mobile payment users over the past four years and projections through 2016. Source:  pymnts.com</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-december-8-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890604678-H73OWOKMCQC5EYFRGI2V/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of December 8, 2014</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-december-1-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890513250-882YSQFYBL377KRGKMY8/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of December 1, 2014</image:title>
      <image:caption>The image below is the first place winner in the 2014 CGAP photo contest aimed at visually capturing impact of microfinance and financial inclusion around the world.  The complete list of winning photography is available here.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-november-17-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890430792-EUIRRS053279QU5DLF28/image-asset.png</image:loc>
      <image:title>The faiV - Week of November 17, 2014</image:title>
      <image:caption>Data Source:  Global Findex database, 2012 House by John Caserta for the Noun Project Hammer by Edward Boatman for the Noun Project</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-november-10-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890262691-B9SLL7WFVP9AXT6T5WIK/image-asset.png</image:loc>
      <image:title>The faiV - Week of November 10, 2014</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-november-3-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438890104469-MJIUYPHKOIOJV0JE3QXH/image-asset.png</image:loc>
      <image:title>The faiV - Week of November 3, 2014</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-october-27-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-october-20-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438889743293-8V6OGNJYEXYYWR95BEEJ/Ross_Oscar_Knight_Photography_Five_Talents_Burundi_0005.jpg</image:loc>
      <image:title>The faiV - Week of October 20, 2014</image:title>
      <image:caption>The image above is taken from Five Talents' recent photo essay on savings groups in Burundi. Photo credit: Ross Oscar Knight for Five Talents</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-october-13-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-08-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438889612187-58O6V1O2MTKSUFIK5S4J/winning-formula.jpg</image:loc>
      <image:title>The faiV - Week of October 13, 2014</image:title>
      <image:caption>Source: BBC</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-october-6-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-08-06</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-september-29-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438889395323-MWKOJOEUW1ZNJ7APK727/image-asset.png</image:loc>
      <image:title>The faiV - Week of September 29, 2014</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-september-22-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438889323714-KOWNAI2SK20VFT7AUE3M/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of September 22, 2014</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-september-15-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438889213309-HCFHB8479M15EFU8BLSI/everyday.jpg</image:loc>
      <image:title>The faiV - Week of September 15, 2014</image:title>
      <image:caption>The photo above is from Everyday Africa, a collection of images shot on mobile phones across the continent, focused toward a more accurate understanding of what the majority of Africans experience on a day-to-day basis.  You can follow Everyday Africa on Twitter, Tumblr, Facebook, and Instagram.  If you're in the New York City area, selected works will be on display at Brooklyn Bridge Park through September 28.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-september-8-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438889117892-KT726QC07NFZK5DW6LE2/image-asset.png</image:loc>
      <image:title>The faiV - Week of September 8, 2014</image:title>
      <image:caption>Source: Twitter</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-september-1-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438888950852-IW3LNMDPG29X32DX959Y/image-asset.png</image:loc>
      <image:title>The faiV - Week of September 1, 2014</image:title>
      <image:caption>Source: XKCD imagines the possibilities of actually having all the money in the world...</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-august-25-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438888606615-YBIRP98W8515GDXWQNV6/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 25, 2014</image:title>
      <image:caption>Source: The World Bank / Global Findex project</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-august-18-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438888520849-1DQRURX345NS3JM777LD/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of August 18, 2014</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-august-11-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438888420828-IDPASJ2ZW9TXQNT8SQME/image-asset.png</image:loc>
      <image:title>The faiV - Week of August 11, 2014</image:title>
      <image:caption>Source: Twitter</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-august-4-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438888072918-OPKGOVNJQD0VAZUUVEEB/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of August 4, 2014</image:title>
      <image:caption>Source:  http://katedimobiletech.com/</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-28-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438887854838-22HTW4XAHE2R53OVCE86/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of July 28, 2014</image:title>
      <image:caption>A new report from The Urban Institute finds 5.3% of Americans have debt past due; the share is higher in the South.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-21-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438887766632-QTBAJ51RC247GN2SACII/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of July 21, 2014</image:title>
      <image:caption>Source: Twitter</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-14-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438887607694-DD59MBQBKKS3475RTPZC/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of July 14, 2014</image:title>
      <image:caption>Source: Twitter</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-july-7-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438887537399-K3FZAFY90Y611YON2IFP/image-asset.jpeg</image:loc>
      <image:title>The faiV - Week of July 7, 2014</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-june-23-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2015-08-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438887462235-BPXQSSIF1TI3H1ZLUY3A/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 23, 2014</image:title>
      <image:caption>Source: The Wall Street Journal</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-june-16-2014</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2016-06-09</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1438887349451-CB28NTCFXUS0W59BT5SC/image-asset.png</image:loc>
      <image:title>The faiV - Week of June 16, 2014</image:title>
      <image:caption>Source: The Mastercard Foundation</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv/2015/8/6/week-of-june-9-2014</loc>
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  <url>
    <loc>https://www.financialaccess.org/about-team</loc>
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    <lastmod>2026-02-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629402856633-Q049XONJK0Y80ODU0YV4/image-asset.jpeg</image:loc>
      <image:title>About - Team - Jonathan Morduch</image:title>
      <image:caption>Executive Director and Co-Founder Jonathan is Professor of Public Policy and Economics at NYU Wagner. His research focuses on finance, poverty, and inequality. Jonathan is the co-author of The Financial Diaries: How American Families Cope in a World of Uncertainty (Princeton 2017) with Rachel Schneider, which reports on the financial lives of 235 working Americans over the course of a year. He also co-authored Portfolios of the Poor: How the World’s Poor Live on $2 a Day (Princeton 2009) and The Economics of Microfinance (MIT Press 2010). He is co-editor of Banking the World: Empirical Foundations of Financial Inclusion (MIT Press). With Dean Karlan, Morduch has written an empirically-oriented principles of economics text, Economics (McGraw-Hill 2017, 2nd ed.). Jonathan has taught on the Economics faculty at Harvard, and has held visiting positions at Stanford, Princeton, Hitotsubashi University and the University of Tokyo. He holds a BA from Brown University and Ph.D. from Harvard University, both in Economics. He was awarded an honorary doctorate from the Université Libre de Bruxelles in December 2008 in recognition of his work on microfinance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629402856633-Q049XONJK0Y80ODU0YV4/image-asset.jpeg</image:loc>
      <image:title>About - Team - Jonathan Morduch</image:title>
      <image:caption>Executive Director and Co-Founder Jonathan is Professor of Public Policy and Economics at NYU Wagner. His research focuses on finance, poverty, and inequality. Jonathan is the co-author of The Financial Diaries: How American Families Cope in a World of Uncertainty (Princeton 2017) with Rachel Schneider, which reports on the financial lives of 235 working Americans over the course of a year. He also co-authored Portfolios of the Poor: How the World’s Poor Live on $2 a Day (Princeton 2009) and The Economics of Microfinance (MIT Press 2010). He is co-editor of Banking the World: Empirical Foundations of Financial Inclusion (MIT Press). With Dean Karlan, Morduch has written an empirically-oriented principles of economics text, Economics (McGraw-Hill 2017, 2nd ed.). Jonathan has taught on the Economics faculty at Harvard, and has held visiting positions at Stanford, Princeton, Hitotsubashi University and the University of Tokyo. He holds a BA from Brown University and Ph.D. from Harvard University, both in Economics. He was awarded an honorary doctorate from the Université Libre de Bruxelles in December 2008 in recognition of his work on microfinance.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1673372818710-5LVKX8XKUTMEVHUWSZY3/image-asset.jpeg</image:loc>
      <image:title>About - Team - Timothy Ogden</image:title>
      <image:caption>Managing Director Tim serves as Managing Director, coordinating FAI’s research, communications and operations. His previous work experience encompasses the private and nonprofit sectors. Prior to joining FAI he was the Chief Knowledge Officer at Geneva Global, Inc., an international philanthropy advisory company, and founding editor of Gartner Press. He founded and currently leads Sona Partners, a thought leadership communications firm, where he has helped develop more than 20 books for major publishers. Tim is co-author of Toyota Under Fire, and author of Experimental Conversations, a collection of interviews with economists conducting field experiments on poverty alleviation interventions. He also serves as chairman of GiveWell, and is a senior fellow of the Aspen Institute’s Economic Opportunities Program and Financial Security Program.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629403552764-IEC3ACEC3Y7CZDVGNWI9/LFH%2BHeadshot%2B%281%29.jpeg</image:loc>
      <image:title>About - Team - Laura Freschi</image:title>
      <image:caption>Deputy Director Laura works to make FAI’s research as impactful as possible through strategic communication and partnerships. She combines knowledge of user-centered communication with a background in international development. Previously, she led business development and communications at Reboot, a design firm focused on cross-sectoral collaboration. At NYU’s Development Research Institute, she co-wrote an economic development history of Greene Street in New York City, and managed and co-wrote the Aid Watch blog with economist William Easterly, as a forum to debate aid policies and practices. Her work on this topic has been published in several major publications. Laura graduated from Brown University with a degree in comparative literature, and received her MA in International Development and Economics from the Johns Hopkins School for Advanced International Studies (SAIS). She speaks Italian and is based in Northern Italy.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1760520152947-BQ5FC5729L7OG2DTGJTG/image-asset.png</image:loc>
      <image:title>About - Team - Tracy Cole</image:title>
      <image:caption>Research Operations Manager (US) Tracy oversees the operational development and execution of FAI’s United States research projects. Working with FAI’s US implementation partners and funders, Tracy manages research operations, coordinates engagement strategies, and engages in research and data analysis to support project outcomes. Previously, Tracy worked for the Australian Federal Government in economic policy reform and as a commercial litigation lawyer in private practice. Based in New York City, Tracy holds a Bachelor of Laws with First Class Honors from Curtin University (Australia) and a MPA specializing in international development from New York University’s Robert F. Wagner Graduate School of Public Service.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1742913185522-TDHT59GINZYKGYLLB1PY/image-asset.jpg</image:loc>
      <image:title>About - Team - Garrett Berghoff</image:title>
      <image:caption>Research Operations Manager (Global) Garrett oversees the operational development and execution of FAI’s international research projects. He collaborates with in-country research partners to manage research operations and ensure quality data collection and analysis. Previously, Garrett managed community development initiatives in Malawi, and led research projects in Tanzania and Ethiopia together with the World Bank, IFAD, the Gates Foundation, and local governments in Sub-Saharan Africa. He currently lives in Brooklyn, New York, and holds an MPA from Columbia University’s School of International and Public Affairs (SIPA).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1675278056369-V85BEWNS7BF4DFEO08JI/image-asset.jpg</image:loc>
      <image:title>About - Team - David Pinedo De La Hoz</image:title>
      <image:caption>Research Data Analyst As FAI’s Research Data Analyst, David focuses on data cleaning, exploratory analysis, visualization, and econometric modeling. He previously worked at the National Planning Department in Colombia, as a Campaign Manager for Pinterest, and as an Associate Data Scientist at Publicis Group. His interests include international development, poverty, inequality, and how data science can influence policy making. He holds a BA in Economics from Universidad del Norte in Colombia, and will earn an MS in Data Science from Pontificia Universidad Javeriana in Cali, Colombia in 2023.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1637335470115-YXSUD9BPTABIAPXFEB7Y/shashank.jpg</image:loc>
      <image:title>About - Team - Shashank Sreedharan</image:title>
      <image:caption>Pre-Doctoral Fellow Shashank is a doctoral student at the NYU Wagner, studying Public Policy and Development Economics. He works as a Pre-doctoral Fellow at FAI. His research focuses on migration, financial inclusion, and social protection. Before starting his PhD, Shashank was a Senior Research Associate with IFMR LEAD in India, where he worked on field experiments in financial inclusion, women's economic empowerment, and migration. He has a B.A. (Hons.) in Economics from Pandit Deendayal Petroleum University, India, and a Master of Public Affairs from Brown University.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1770453975655-W56PW41WDHGNWVF8VIKL/Screenshot+2026-02-06+at+3.51.08%E2%80%AFPM.png</image:loc>
      <image:title>About - Team - Haohan He</image:title>
      <image:caption>Graduate Data Analyst Haohan provides analytical support for FAI research deliverables and reports. His research interests focus on data-driven policymaking, particularly urban and economic policy. He is currently completing a Master’s degree at the NYU Center for Data Science and holds a Master’s degree in Social Policy from the University of Pennsylvania, as well as a Bachelor’s degree in Economics from Xiamen University in China.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/about-affiliates</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-10-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404650261-Y95GC25F4AYFT16T3HP4/jonathan-conning.jpeg</image:loc>
      <image:title>About - Affiliates - Jonathan Conning</image:title>
      <image:caption>Jonathan Conning is Associate Professor of Department of Economics at Hunter College and a member of the doctoral faculty at The Graduate Center of the City University of New York. His research has focused on the study of property rights, organizations and contracts in developing countries, emphasizing how asymmetric information, ownership inequality and costly contract enforcement problems interact to determine the nature of market and non-market resource allocation mechanisms in developing countries. His published work includes articles on financial intermediation, microfinance, social investment, land markets, the political economy of property rights reforms, and the design and evaluation of targeted poverty alleviation programs. Conning holds a PhD from Yale University and a BA from Swarthmore College, both in Economics.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404500269-H00OYGIHO5I6CL5CR84W/michael-clemens.jpeg</image:loc>
      <image:title>About - Affiliates - Michael Clemens</image:title>
      <image:caption>Michael Clemens is director of migration, displacement, and humanitarian policy and a senior fellow at the Center for Global Development, where he studies the economic effects and causes of migration around the world. He has published on migration, development, economic history, and impact evaluation, in peer-reviewed academic journals including the American Economic Review, and his research has been awarded the Royal Economic Society Prize. He also serves as a Research Fellow at the IZA Institute of Labor Economics in Bonn, Germany, and has served as an Associate Editor of the Journal of Population Economics and World Development. He is the author of the book The Walls of Nations (Columbia University Press). Previously, Clemens has been an Affiliated Associate Professor of Public Policy at Georgetown University, a visiting scholar at New York University, and a consultant for the World Bank, Bain &amp; Co., the Environmental Defense Fund, and the United Nations Development Program. He received his PhD from the Department of Economics at Harvard University, specializing in economic development, public finance, and economic history.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404650261-Y95GC25F4AYFT16T3HP4/jonathan-conning.jpeg</image:loc>
      <image:title>About - Affiliates - Jonathan Conning</image:title>
      <image:caption>Jonathan Conning is Associate Professor of Department of Economics at Hunter College and a member of the doctoral faculty at The Graduate Center of the City University of New York. His research has focused on the study of property rights, organizations and contracts in developing countries, emphasizing how asymmetric information, ownership inequality and costly contract enforcement problems interact to determine the nature of market and non-market resource allocation mechanisms in developing countries. His published work includes articles on financial intermediation, microfinance, social investment, land markets, the political economy of property rights reforms, and the design and evaluation of targeted poverty alleviation programs. Conning holds a PhD from Yale University and a BA from Swarthmore College, both in Economics.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404681054-QI6IRECN8QHXH3XIS5R7/rajeev-dehija.jpeg</image:loc>
      <image:title>About - Affiliates - Rajeev Dehejia</image:title>
      <image:caption>Rajeev Dehejia is a Professor of Economics and Public Service at the Wagner Graduate School of Public Service at New York University, a Research Network Fellow at CESifo, a Research Fellow at IZA, Bonn, and a Faculty Research Fellow at the National Bureau of Economic Research. He received his Ph.D. from Harvard University in 1997. Previous and visiting appointments include Columbia, Harvard, Princeton, and the London School of Economics. He is a coeditor of The Journal of Human Resources, and an Associate Editor at The Journal of Business and Economic Statistics and The Journal of the American Statistical Association.His research interests include: econometrics (program evaluation, propensity score and matching methods, and Bayesian applied econometrics), development economics (child labor, microcredit, and financial development and growth), labor economics (financial incentives and fertility decisions), and public economics (religion and consumption insurance).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404579765-59RCYYFVT9MGJ9FWMGUL/dean-karlan.jpeg</image:loc>
      <image:title>About - Affiliates - Dean Karlan</image:title>
      <image:caption>Dean Karlan is Professor of Economics and Finance, Kellogg School of Management, Northwestern University. He is co-Director of the Global Poverty Research Lab at Northwestern University, the Founder and President of Innovations for Poverty Action (IPA), as well as co-founder of FAI. Previously, he was Professor of Economics at Yale University. He began working in development as a practitioner, working for FINCA International from 1992 until 1995. He has consulted for the World Bank, the Asian Development Bank, FINCA International and the Guatemalan government. He was on the CGAP Savings Working Group initiative in 2005. Karlan received a Ph.D. in Economics from M.I.T., an M.B.A. and an M.P.P. from the University of Chicago, and a B.A. in International Affairs from the University of Virginia.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404738941-3V4ARNG1D1PUVPA4OUPG/jean-lee.jpeg</image:loc>
      <image:title>About - Affiliates - Jean Lee</image:title>
      <image:caption>Jean Lee is a Senior Economist with the World Bank in the Office of the Chief Economist for the South Asia Region. Her research interests include a broad set of topics and both experimental and nonexperimental work in development economics, and she is currently collaborating with FAI on research on migration and remittances in South Asia. Her work has been published in the American Law and Economics Review, the American Economic Review, the American Economic Review Papers and Proceedings issue, the Journal of International Trade and Economic Development and Health Economics and is forthcoming in the American Economic Journal: Applied Economics. She has a Ph.D. in economics from Harvard University and a bachelor's degree in physics both from Harvard University.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404708520-VF2N4UNSUJAD5IBHBUA7/sendhil-m.jpeg</image:loc>
      <image:title>About - Affiliates - Sendhil Mullainathan</image:title>
      <image:caption>Sendhil Mullainathan is a Professor of Computation and Behavioral Science at the University of Chicago Booth School of Business. Previously, he was a Professor of Economics in the Faculty of Arts and Sciences at Harvard University. He is a co-founder of FAI, ideas42, and J-PAL. His current research uses machine learning to understand complex problems in human behavior, social policy, and especially medicine, where computational techniques have the potential to uncover biomedical insights from large-scale health data. In past work he has combined insights from economics and behavioral science with causal inference tools—lab, field, and natural experiments—to study social problems such as discrimination and poverty. Much of his work involves rethinking financial economics, in particular by using insights from psychology to explain a range of financial puzzles. Mullainathan is a recipient of the MacArthur “Genius Grant,” has been designated a “Young Global Leader” by the World Economic Forum, and was labeled a “Top 100 Thinker” by Foreign Policy Magazine. He received his B.A. in Computer Science, Mathematics, and Economics from Cornell and his Ph.D. in Economics from Harvard.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404448262-VL4I0G4L11C7SRN18JOR/stuart-rutherford.jpeg</image:loc>
      <image:title>About - Affiliates - Stuart Rutherford</image:title>
      <image:caption>Stuart Rutherford is a researcher, writer, practitioner and teacher of microfinance. His research has focused on how poor people manage their money. This interest is reflected in his books The Poor and Their Money (2000, revised 2009), Portfolios of the Poor (2009), which he co-authored, and The Pledge (2009). As a practitioner Rutherford has tried to put into practice some of the ideas in his written work. In Bangladesh in 1996 he set up SafeSave, the world’s first microfinance organisation aimed at helping poor people with basic money management. Rutherford is an Associate at the Brooks World Poverty Institute at the University of Manchester, UK. He was born in London and educated at Cambridge University and at the Architectural Association School of Architecture in London, but has lived most of his life abroad, including sixteen years in Bangladesh. He is currently based in Japan where his wife teaches in a development institute.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1673373566138-BXIBY4WJLZUCZWEVO1NX/Erhyne.jpeg</image:loc>
      <image:title>About - Affiliates - Elisabeth Rhyne</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404613175-8IRVYWIJV2NQIUCDRLGV/daniel-rozas.jpeg</image:loc>
      <image:title>About - Affiliates - Daniel Rozas</image:title>
      <image:caption>Microfinance consultant and Senior Microfinance Expert at e-MFP, Daniel Rozas takes a broad view of financial inclusion, exploring issues such as savings, housing finance, client protection and social responsibility, risk management, client behavior, and many others, relying on a background in finance and business strategy to guide his research. In addition to his partnership with Financial Access Initiative, during the past two years of consulting in the microfinance sector, Daniel has conducted research projects for a number of organizations, including CGAP, Accion's Center for Financial Inclusion, the Smart Campaign, MicroRate, and others. Prior to entering the microfinance sector, Daniel spent most of the past decade in the US mortgage finance industry.</image:caption>
    </image:image>
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      <image:title>The Sentinel Project</image:title>
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      <image:title>The Sentinel Project - Insights into the Work of Loan Officers in India Before &amp;amp; During Covid-19 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>HOMEv2-2 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>HOMEv2-2 - Register Now | faiVLive: Building an Inclusive Financial System</image:title>
      <image:caption>In 2009, FAI founder Jonathan Morduch was part of a group that determined “half the world is unbanked” …</image:caption>
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      <image:title>HOMEv2-2 - When is Fintech Pro-Poor? 4 Key Takeaways on Risk, Transparency &amp;amp; Sector Priorities</image:title>
      <image:caption>Last month, we gathered a group of expert panelists from around the world for a faiVLive on the possibilities for fintech to serve the poor and reduce inequality. What have we learned about where fintech advances inclusion, and when it creates a new (digital) divide?</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:caption>In 2009, FAI founder Jonathan Morduch was part of a group that determined “half the world is unbanked” …</image:caption>
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      <image:caption>Last month, we gathered a group of expert panelists from around the world for a faiVLive on the possibilities for fintech to serve the poor and reduce inequality. What have we learned about where fintech advances inclusion, and when it creates a new (digital) divide?</image:caption>
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      <image:caption>O hello, this is a summary of a blog post.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
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      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/962b8339-80aa-4253-8911-7a57e471570c/Screen+Shot+2022-01-10+at+5.59.05+PM.png</image:loc>
      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/6814e319-6065-4795-8c71-90ad9e33fa37/Screen+Shot+2022-01-10+at+5.59.16+PM.png</image:loc>
      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/e994d50b-79e3-4b64-857a-f43e69c82deb/verticalDots_light.png</image:loc>
      <image:title>Home - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
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  <url>
    <loc>https://www.financialaccess.org/about</loc>
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    <image:image>
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      <image:title>About - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1646947925802-1WOU68QCXJ0VI2ENUIDV/Screen%2BShot%2B2022-02-22%2Bat%2B3.17.32%2BPM.jpg</image:loc>
      <image:title>About</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644371830200-RU90LQRRRBFOUH8O35Q3/MA_CFIG_Logo_2020_White.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644371831114-K89QE3LC3BK2HRVSMIFI/Argidius.png</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644371831049-PI0P6NYD8CQDBVC2DVIQ/ade.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1646947605688-I4N5C1WU04JHT63E0L11/fsdk.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1646947707345-RIDMPZL17RPS7UZ3FETH/citi2_whitespace.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1646947726452-0GRRK57S2LCX1GNT9VS7/Ford-Foundation-Logo.jpg</image:loc>
      <image:title>About</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404650261-Y95GC25F4AYFT16T3HP4/jonathan-conning.jpeg</image:loc>
      <image:title>About - Jonathan Conning</image:title>
      <image:caption>Jonathan Conning is Associate Professor of Department of Economics at Hunter College and a member of the doctoral faculty at The Graduate Center of the City University of New York. His research has focused on the study of property rights, organizations and contracts in developing countries, emphasizing how asymmetric information, ownership inequality and costly contract enforcement problems interact to determine the nature of market and non-market resource allocation mechanisms in developing countries. His published work includes articles on financial intermediation, microfinance, social investment, land markets, the political economy of property rights reforms, and the design and evaluation of targeted poverty alleviation programs. Conning holds a PhD from Yale University and a BA from Swarthmore College, both in Economics.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404681054-QI6IRECN8QHXH3XIS5R7/rajeev-dehija.jpeg</image:loc>
      <image:title>About - Rajeev Dehejia</image:title>
      <image:caption>Rajeev Dehejia is a Professor of Economics and Public Service at the Wagner Graduate School of Public Service at New York University, a Research Network Fellow at CESifo, a Research Fellow at IZA, Bonn, and a Faculty Research Fellow at the National Bureau of Economic Research. He received his Ph.D. from Harvard University in 1997. Previous and visiting appointments include Columbia, Harvard, Princeton, and the London School of Economics. He is a coeditor of The Journal of Human Resources, and an Associate Editor at The Journal of Business and Economic Statistics and The Journal of the American Statistical Association.His research interests include: econometrics (program evaluation, propensity score and matching methods, and Bayesian applied econometrics), development economics (child labor, microcredit, and financial development and growth), labor economics (financial incentives and fertility decisions), and public economics (religion and consumption insurance).</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404579765-59RCYYFVT9MGJ9FWMGUL/dean-karlan.jpeg</image:loc>
      <image:title>About - Dean Karlan</image:title>
      <image:caption>Dean Karlan is Professor of Economics and Finance, Kellogg School of Management, Northwestern University. He is co-Director of the Global Poverty Research Lab at Northwestern University, the Founder and President of Innovations for Poverty Action (IPA), as well as co-founder of FAI. Previously, he was Professor of Economics at Yale University. He began working in development as a practitioner, working for FINCA International from 1992 until 1995. He has consulted for the World Bank, the Asian Development Bank, FINCA International and the Guatemalan government. He was on the CGAP Savings Working Group initiative in 2005. Karlan received a Ph.D. in Economics from M.I.T., an M.B.A. and an M.P.P. from the University of Chicago, and a B.A. in International Affairs from the University of Virginia.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404738941-3V4ARNG1D1PUVPA4OUPG/jean-lee.jpeg</image:loc>
      <image:title>About - Jean Lee</image:title>
      <image:caption>Jean Lee is a Senior Economist with the World Bank in the Office of the Chief Economist for the South Asia Region. Her research interests include a broad set of topics and both experimental and nonexperimental work in development economics, and she is currently collaborating with FAI on research on migration and remittances in South Asia. Her work has been published in the American Law and Economics Review, the American Economic Review, the American Economic Review Papers and Proceedings issue, the Journal of International Trade and Economic Development and Health Economics and is forthcoming in the American Economic Journal: Applied Economics. She has a Ph.D. in economics from Harvard University and a bachelor's degree in physics both from Harvard University.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404708520-VF2N4UNSUJAD5IBHBUA7/sendhil-m.jpeg</image:loc>
      <image:title>About - Sendhil Mullainathan</image:title>
      <image:caption>Sendhil Mullainathan is a Professor of Computation and Behavioral Science at the University of Chicago Booth School of Business. Previously, he was a Professor of Economics in the Faculty of Arts and Sciences at Harvard University. He is a co-founder of FAI, ideas42, and J-PAL. His current research uses machine learning to understand complex problems in human behavior, social policy, and especially medicine, where computational techniques have the potential to uncover biomedical insights from large-scale health data. In past work he has combined insights from economics and behavioral science with causal inference tools—lab, field, and natural experiments—to study social problems such as discrimination and poverty. Much of his work involves rethinking financial economics, in particular by using insights from psychology to explain a range of financial puzzles. Mullainathan is a recipient of the MacArthur “Genius Grant,” has been designated a “Young Global Leader” by the World Economic Forum, and was labeled a “Top 100 Thinker” by Foreign Policy Magazine. He received his B.A. in Computer Science, Mathematics, and Economics from Cornell and his Ph.D. in Economics from Harvard.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404448262-VL4I0G4L11C7SRN18JOR/stuart-rutherford.jpeg</image:loc>
      <image:title>About - Stuart Rutherford</image:title>
      <image:caption>Stuart Rutherford is a researcher, writer, practitioner and teacher of microfinance. His research has focused on how poor people manage their money. This interest is reflected in his books The Poor and Their Money (2000, revised 2009), Portfolios of the Poor (2009), which he co-authored, and The Pledge (2009). As a practitioner Rutherford has tried to put into practice some of the ideas in his written work. In Bangladesh in 1996 he set up SafeSave, the world’s first microfinance organisation aimed at helping poor people with basic money management. Rutherford is an Associate at the Brooks World Poverty Institute at the University of Manchester, UK. He was born in London and educated at Cambridge University and at the Architectural Association School of Architecture in London, but has lived most of his life abroad, including sixteen years in Bangladesh. He is currently based in Japan where his wife teaches in a development institute.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1673373566138-BXIBY4WJLZUCZWEVO1NX/Erhyne.jpeg</image:loc>
      <image:title>About - Elisabeth Rhyne</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1629404613175-8IRVYWIJV2NQIUCDRLGV/daniel-rozas.jpeg</image:loc>
      <image:title>About - Daniel Rozas</image:title>
      <image:caption>Microfinance consultant and Senior Microfinance Expert at e-MFP, Daniel Rozas takes a broad view of financial inclusion, exploring issues such as savings, housing finance, client protection and social responsibility, risk management, client behavior, and many others, relying on a background in finance and business strategy to guide his research. In addition to his partnership with Financial Access Initiative, during the past two years of consulting in the microfinance sector, Daniel has conducted research projects for a number of organizations, including CGAP, Accion's Center for Financial Inclusion, the Smart Campaign, MicroRate, and others. Prior to entering the microfinance sector, Daniel spent most of the past decade in the US mortgage finance industry.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/publications</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-06-16</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1641962060678-WZTGFX75HF4PTWG4NYFL/farmsblue.jpeg</image:loc>
      <image:title>Publications</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/videos-index</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2024-10-07</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644424048229-S1SOTKB9MMKXBPA44FOF/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive Webinar: Digital Financial Services, Inclusion, Exclusion and the Future of Pro-Poor FSPs</image:title>
      <image:caption>faiVLive Webinar: Digital Financial Services, Inclusion, Exclusion and the Future of Pro-Poor FSPs</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644424048229-S1SOTKB9MMKXBPA44FOF/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive Webinar: Digital Financial Services, Inclusion, Exclusion and the Future of Pro-Poor FSPs</image:title>
      <image:caption>faiVLive Webinar: Digital Financial Services, Inclusion, Exclusion and the Future of Pro-Poor FSPs</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644423957037-8791W14PXNIGNEYUCEDW/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive Webinar: The Truth about Training</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644423979519-8WYPYP1ML1Q1EJ1857JU/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive Webinar: Microfinance and COVID-19</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644424101117-VA8TJCFQTXO2JE84T7KA/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive Webinar: Servicios Financieros Digitales y la inclusión financiera en América Latina</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644424128962-K9LNHLV09BSJJRTLWCP5/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive Webinar: How Low-Income Households Save-And Can We Help?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644424001405-6L2POLQ2E0FXBWHNX9DR/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive Webinar: Accounting for the Gender Profit Gap</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644423815048-MP7D3ZTUCJQEIW8PQ56I/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faiVLive webinar: When is FinTech Pro-Poor?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644423785681-Q9FLU5UUBRMLCR3N1Q10/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Building an Inclusive Financial System - faiVLive</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644423733243-LM98E7Z36LYW5PT0O7UF/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faivLive Webinar: From M-Pesa to Dogecoin to the Digital Naira</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1646858604505-DFQP4910C5WRYGG69OGG/image-asset.jpeg</image:loc>
      <image:title>Videos Index - faivLive Webinar: From M-Pesa to Dogecoin to the Digital Naira (Part 2)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1642556736486-DE8DNCI7FILHAQJ5S52L/image-asset.jpeg</image:loc>
      <image:title>Videos Index</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463089091-2U9IMEGDCHRB3XLK6Q69/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Ideas Exchange with Morgan Hardy</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463113119-2BNPMXQ2768B8WGZXGVG/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Diarios Financieros de Pequeñas Empresas [Colombia]</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463058740-5J21SC7DSIMWKKWRPB1U/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Small Firm Diaries: Project overview &amp; early summary statistics</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463014654-S6W6S5V3ELGH1BSOU36L/image-asset.jpeg</image:loc>
      <image:title>Videos Index - The Small Firm Diaries: Understanding and Addressing Financial Constraints of Small Firms</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463815635-IWQ5LNV7Q8XVWMB8GS76/image-asset.jpeg</image:loc>
      <image:title>Videos Index - U.S. Financial Diaries Project Launch</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463902805-GC6LLJQUGWXT5JHO5KLI/image-asset.jpeg</image:loc>
      <image:title>Videos Index - NextBillion Interviews FAI's Timothy Ogden on USFD Project</image:title>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1642556736467-GAI7YLYYTMR2Z1G198SV/image-asset.octet-stream</image:loc>
      <image:title>Videos Index</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463671607-DSVMVSAIDJLOKP36Y2MP/image-asset.jpeg</image:loc>
      <image:title>Videos Index - US Financial Diaries: Informal Finance</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463396259-EQN3PN94AWG7TYM0VMWP/image-asset.jpeg</image:loc>
      <image:title>Videos Index - #Webinar: A Deep Dive into the Complex Financial Lives of American Families</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463782716-S15AB9MTML289BSZ78FA/image-asset.jpeg</image:loc>
      <image:title>Videos Index - U S Financial Diaries 2</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463249872-0FTCE1L1G3M04G76RPM6/image-asset.jpeg</image:loc>
      <image:title>Videos Index - WAGTalk: Jonathan Morduch, "US Financial Diaries"</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463281215-PBSAFV2EWGLGA9UHRGXL/image-asset.jpeg</image:loc>
      <image:title>Videos Index - US Financial Diaries: Small Dollar Credit</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463637954-IBRVRAHKY2CRM3WXO09Z/image-asset.jpeg</image:loc>
      <image:title>Videos Index - US Financial Diaries: Saving for Sooner: How and Why Short-Term Savings Matter</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463938390-A5UL0Y26BGKJXGMSXPAF/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Aspen EPIC discusses income volatility with Jonathan Morduch</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463974193-51AIY2WIX14APBHNPYDV/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Aspen EPIC discusses income volatility with Timothy Ogden</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463335260-GI6PS3DJQIFY9H0PQDBI/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Aspen EPIC discusses income volatility with Rachel Schneider</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1646857894609-297J95E599M4RCKWI30Z/image-asset.jpeg</image:loc>
      <image:title>Videos Index - What's Behind Door #3? Investment in Migration for the World's Poor</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463310790-NPCC48DTE2X3LBJ0HUQ5/image-asset.jpeg</image:loc>
      <image:title>Videos Index - The Financial Diaries with Jonathan Morduch</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1644463877098-Z7N59J7BFBF6XZWHM29P/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Up close and personal: Findings from the U.S. Financial Diaries</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1651849172914-4ELG05R55CCGBCIY4HRY/image-asset.jpeg</image:loc>
      <image:title>Videos Index - The Financial Literacy Gap: It's a Trap! (faiVLive webinar)</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1655131760568-DGB8AQCU2G1L3PX41I98/image-asset.jpg</image:loc>
      <image:title>Videos Index - Microfinance Meets Pandemic: Two Years Later, Two Years From Now</image:title>
      <image:caption>Two years ago we hosted a faiVLive on “the gathering storm” of the pandemic and the crisis it presented for low-income households and the MFI industry. It’s clear now the industry has endured the storm better than many (or at least Tim) expected. In the next edition of the faiVLive, we’ll look back at the last two years, where predictions and concerns were wrong and right, how the industry has weathered the storm, and what challenges remain. We’ll have an interactive discussion including members of the Sentinel Project team who have been tracking the impact of the pandemic on key MFIs since June 2020. We’ll look at how MFIs have risen to the challenge of the pandemic, but also the big questions about what comes next. We’ll dig into what MFIs, funders, investors and regulators need to do now to ensure the continued vibrancy and relevance of microfinance. Featuring: Tim Ogden, Managing Director, FAI Dwijaraj Bhattacharya, Research Manager, Dvara Research Barbara Magnoni, President, EAC Global Kasia Pawlak, CEO, Microfinance Centre Dan Rozas, Senior Microfinance Expert, e-MFP, FAI Affiliate</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1666617773239-ZC3ZWF6QCVUWWU7XGHNF/image-asset.jpg</image:loc>
      <image:title>Videos Index - Plunging Into the Digital Economy, but Still Tied to Cash: Lessons from the Small Firm Diaries</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1666618540298-IV3A9V3DSISIO9JA8QEG/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Pandemic-Driven MFI Digitization: Building Blocks or Shaky Foundations?</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1712163368413-2KIGBFAUAIVBX6OKCOI7/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Meet the Firms: Female Entrepreneurs in Colombia (English version)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1712163487078-DO2VGOCXJC0OJW4Y1O4T/image-asset.jpeg</image:loc>
      <image:title>Videos Index - (Español) Meet the Firms: Empresarias de Colombia</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1712233804761-W7G9ARCP6SK5QNP8PJVW/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Meet the Firms: Sardine Processors in Vanga, Kenya (4 mins)</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1712233863982-EUHGE961YMQ58CHMEPM7/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Meet the Firms: Furniture Making in Enugu, Nigeria</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1728321629025-HT42V0LLAFOXGIB0CAB2/image-asset.jpeg</image:loc>
      <image:title>Videos Index - Assessing the Future of Microfinance as a Development Tool: Continuing the Conversation</image:title>
      <image:caption>Co-hosted by FinDev Gateway and the Financial Access Initiative (FAI) at NYU, this webinar will continue exploring the present and future of microfinance in development policy and practice. Join leaders from all parts of the microfinance sector as they discuss pressing questions for funders, practitioners, policymakers and others, including:  How do we keep microfinance "on the rails" (in contrast to Cambodia for instance) given pressures to minimize subsidy?  What is "smart subsidy" in practice? What does smart subsidy look like from the perspective of practitioners, funders and policymakers?  How should limited subsidy be allocated?  What guidance is needed for regulators trying to chart a course between consumer protection, sustainability of subsidized finance reaching the excluded, and financial system stability and growth?  How will continued digitization influence this conversation over the next 5 years?  How do we balance the cost of technology, the cost-savings of technology, and the risks of technology (surveillance, criminality)?  This is a follow-up to the FinDev webinar, Reassessing Microfinance as a Development Tool, which took place on July 10th, 2024.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/about-publications-slideshow</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-22</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645561443861-5JXF0IKM17WP8QPLSJLW/unsplash-image-rMYrkFfw36U.jpg</image:loc>
      <image:title>About: Publications Slideshow - Economics of Microfinance</image:title>
      <image:caption>The standard text used in courses for microfinance executives around the world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645561443861-5JXF0IKM17WP8QPLSJLW/unsplash-image-rMYrkFfw36U.jpg</image:loc>
      <image:title>About: Publications Slideshow - Economics of Microfinance</image:title>
      <image:caption>The standard text used in courses for microfinance executives around the world.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645561460155-D1Q9BPCWTIQQNXH632VI/unsplash-image-Q7sGp9MStSY.jpg</image:loc>
      <image:title>About: Publications Slideshow - Portfolios of the Poor</image:title>
      <image:caption>A multi-country study of the daily and weekly financial lives of poor households, which radically reshaped the financial inclusion field, illuminating volatility as a central issue.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645561479475-QULZII8DFGVY6JOU6G3T/unsplash-image-zx2xVvxBcww.jpg</image:loc>
      <image:title>About: Publications Slideshow - US Financial Diaries</image:title>
      <image:caption>A year-long study of 235 households which provided new frameworks for conversations about poverty, inequality, and “good jobs” in the US and other wealthy countries.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.financialaccess.org/faiv-subscribe</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-02-09</lastmod>
  </url>
  <url>
    <loc>https://www.financialaccess.org/projects-gallery</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2022-02-23</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645556945559-U5XIM2PKAHZ80P1VPFGF/sfd.png</image:loc>
      <image:title>Projects: Gallery - Small Firm Diaries</image:title>
      <image:caption>FAI, in collaboration with L-IFT &amp; MFO, in-country partners, and other academic researchers There are many initiatives to help small firms in low-income communities thrive, and yet, on average, small firms don’t grow. What are the barriers impeding small firm growth? Can a deeper understanding of the financial lives and choices of these firms unlock new opportunities?</image:caption>
    </image:image>
    <image:image>
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      <image:title>Projects: Gallery - Small Firm Diaries</image:title>
      <image:caption>FAI, in collaboration with L-IFT &amp; MFO, in-country partners, and other academic researchers There are many initiatives to help small firms in low-income communities thrive, and yet, on average, small firms don’t grow. What are the barriers impeding small firm growth? Can a deeper understanding of the financial lives and choices of these firms unlock new opportunities?</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645556944738-UUVX5XAEWJYHL4SF4O5C/sentinel.png</image:loc>
      <image:title>Projects: Gallery - Sentinel Project</image:title>
      <image:caption>A global consortium of researchers The pandemic is a major threat to microfinance institutions, their operations and business models. How are leading MFIs weighing their choices and making decisions? What changes are they making and how will that alter the future of microfinance?</image:caption>
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      <image:loc>https://static1.squarespace.com/static/550874a6e4b0ef8981b96c84/621534b17afba602bab1ff52/621534c1a22b9466d4c8667a/1645556929661/</image:loc>
      <image:title>Projects: Gallery</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645556945406-X1NTEYDWFKVKMVE402P8/Digital+remittance.jpg</image:loc>
      <image:title>Projects: Gallery - Digitizing Urban-to-Rural Remittances</image:title>
      <image:caption>Jonathan Morduch, Jean Lee, Saravana Ravindra &amp; Abu Shonchoy Urban-to-rural remittances are a big part of the household finances of hundreds of millions of households. Can reducing frictions that limit remittances improve the lives of migrants and their families back home in India, Bangladesh &amp; Pakistan?</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645556946047-DQECNJOBYM4Q34S23O6C/compton.jpg</image:loc>
      <image:title>Projects: Gallery - Guaranteed Income in Compton</image:title>
      <image:caption>Jonathan Morduch A qualitative assessment of the Compton Pledge, a two-year pilot program for low-income households in Compton, California. What is the role of cash transfers in smoothing financial instability? What is their impact on health, employment, and community development?</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645556944828-RD3SRIM0ALH5HVUMN2ZS/usfd.png</image:loc>
      <image:title>Projects: Gallery - US Financial Diaries</image:title>
      <image:caption>Daryl Collins, Rachel Schneider, Jonathan Morduch &amp; Tim Ogden How do low- and moderate- income Americans make ends meet, day-to-day and week-to-week, over the course of a full year? Revealing hard-to-see aspects of the financial lives of households on the margin to provide new insight to improve financial policies, programs and products.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/550874a6e4b0ef8981b96c84/1645638637275-M33GZ7LLBJ5HRK2ZOUM3/Portfolios+of+the+Poor_Family.jpeg</image:loc>
      <image:title>Projects: Gallery - Portfolios of the Poor</image:title>
      <image:caption>Daryl Collins, Stuart Rutherford, Orlanda Ruthven &amp; Jonathan Morduch Everyone has heard of the $2 a day definition of poverty. But how do families actually live on $2 a day? A holistic approach to understanding the sophisticated financial lives of households living on “$2 a day” in Bangladesh, India &amp; South Africa.</image:caption>
    </image:image>
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    <lastmod>2022-03-25</lastmod>
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