Displaying all posts under the topic of Commitment Devices
March 7, 2013
Pascaline Dupas of Stanford University talks to FAI about testing a commitment savings product for health investments. You can read more about the experiment in Dupas's paper with Jonathan Robinson, "Why Don't the Poor Save More? Evidence from Health Savings Experiments," and more about the latest in savings on our site at Big Questions-Savings.
January 15, 2013
About 2.5 billion adults, just over half the world’s adult population, lack bank accounts. If we are to realize the goal of extending banking and other financial services to this vast “unbanked” population, we need to consider not only such product innovations as microfinance and mobile banking but also issues of data accuracy, impact assessment, risk mitigation, technology adaptation, financial literacy, and local context.
October 4, 2012
May 1, 2012
A lot of progress has been made in understanding the savings behavior of poor households over the last few years. A raft of new studies are beginning to appear that promise to advance our understanding further.