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Title	Date	Source	Type
View Abstract Micro-insurance: The Next Revolution?135 KB Brief	Jul 2006	FAI	Brief
Development experts now recognize the intimate relationship between the lack of insurance and the persistence of poverty. But the challenges in reducing risk are great. Insurance markets are characterized by problems of high transactions costs, moral hazard, adverse selection, low education levels of clients, and weak enforcement mechanisms. This paper outlines lessons from economics and describes innovations in credit-life insurance, health insurance, and weather insurance.

Title	Date	Expert	Themes
Beyond Business: Rethinking Microfinance	Apr 2013		Credit, Customers, Mobile Money, Payments
Barriers and Constraints to Risk Management and Savings	Feb 2013		Insurance, Participation, Product Design, Randomized Control Trials (RCTs), Savings

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Title	Date	Source	Type
View Abstract Can insurers improve healthcare quality?: Evidence from a Community Microinsurance Scheme in India525 KB Brief	Nov 2010	FAI	Brief
Using three indicators of quality, the authors investigate whether microinsurance can help improve the quality of healthcare provided to poor patients. The three indicators are: structure (material and human resources available to patients at healthcare facilities), process (what steps are followed in giving care to patients) and outcome (the effects of the care on a patient’s health status). The find that health insurance status is not significantly associated with better quality care as measured by the three dimensions of quality.
View Abstract Can insurers improve healthcare quality?: Evidence from a Community Microinsurance Scheme in India196 KB Paper	Sep 2010	FAI	Paper
We investigate whether microinsurers can help improve the quality of healthcare, and not just its price. We study Indian patients who had a caesarean section, appendectomy, hysterectomy, or abdominal hernia surgery. We compare indicators of facility’s infrastructure; doctor’s qualification and knowledge; process of care; and patient satisfaction. Two thirds of insured patients contacted the insurer about their choice of provider. They are directed towards facilities that are part of the insurer’s network, which have better infrastructure than non-network facilities. Being insured, however, is not significantly associated with receiving better-quality care, even when controlling for several patient and facility characteristics.
View Abstract Micro-insurance: The Next Revolution?135 KB Brief	Jul 2006	FAI	Brief
Development experts now recognize the intimate relationship between the lack of insurance and the persistence of poverty. But the challenges in reducing risk are great. Insurance markets are characterized by problems of high transactions costs, moral hazard, adverse selection, low education levels of clients, and weak enforcement mechanisms. This paper outlines lessons from economics and describes innovations in credit-life insurance, health insurance, and weather insurance.